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Ep 93: John Lenz: What You Need To Know About Annuity Laddering in 2022

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Manage episode 318551002 series 2798004
Contenuto fornito da The Annuity Man. Tutti i contenuti dei podcast, inclusi episodi, grafica e descrizioni dei podcast, vengono caricati e forniti direttamente da The Annuity Man o dal partner della piattaforma podcast. Se ritieni che qualcuno stia utilizzando la tua opera protetta da copyright senza la tua autorizzazione, puoi seguire la procedura descritta qui https://it.player.fm/legal.
In this episode, The Annuity Man and John Lenz discuss:
  • What does laddering mean?
  • Lowering risk until it’s nonexistent
  • Hybridization of annuities
  • Annuity industry standards

Key Takeaways:

  • Laddering is when you commit to pushing out your money when it becomes liquid into the long end of your ladder and recycling fixed income or annuities to keep your ladder in good form.
  • If you look at a two-year period or three-year period, you’ll see that the chance of you losing money in a long period of time goes down until it’s nonexistent.
  • Hybridization brings in the best features of a fixed annuity and the features of a variable annuity - which gives upside growth and brings them together into the index annuity.
  • Regulators look at index annuities closely; there’s lots of disclosure and lots of innovation. The range of expectations is broadening.

"The longer that you measure the equity markets, the higher probability that you’re gonna have a predictably higher rate of return… " — John Lenz.

Connect with John Lenz:

Website: https://www.lenzfinancial.com

Email: john@lenzfinancial.com

Connect with The Annuity Man:

Website: http://theannuityman.com/

Email: Stan@TheAnnuityMan.com

Book: Owner’s Manuals: https://www.stantheannuityman.com/how-do-annuities-work

YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g

Get a Quote Today - https://www.stantheannuityman.com/annuity-calculator!

  continue reading

275 episodi

Artwork
iconCondividi
 
Manage episode 318551002 series 2798004
Contenuto fornito da The Annuity Man. Tutti i contenuti dei podcast, inclusi episodi, grafica e descrizioni dei podcast, vengono caricati e forniti direttamente da The Annuity Man o dal partner della piattaforma podcast. Se ritieni che qualcuno stia utilizzando la tua opera protetta da copyright senza la tua autorizzazione, puoi seguire la procedura descritta qui https://it.player.fm/legal.
In this episode, The Annuity Man and John Lenz discuss:
  • What does laddering mean?
  • Lowering risk until it’s nonexistent
  • Hybridization of annuities
  • Annuity industry standards

Key Takeaways:

  • Laddering is when you commit to pushing out your money when it becomes liquid into the long end of your ladder and recycling fixed income or annuities to keep your ladder in good form.
  • If you look at a two-year period or three-year period, you’ll see that the chance of you losing money in a long period of time goes down until it’s nonexistent.
  • Hybridization brings in the best features of a fixed annuity and the features of a variable annuity - which gives upside growth and brings them together into the index annuity.
  • Regulators look at index annuities closely; there’s lots of disclosure and lots of innovation. The range of expectations is broadening.

"The longer that you measure the equity markets, the higher probability that you’re gonna have a predictably higher rate of return… " — John Lenz.

Connect with John Lenz:

Website: https://www.lenzfinancial.com

Email: john@lenzfinancial.com

Connect with The Annuity Man:

Website: http://theannuityman.com/

Email: Stan@TheAnnuityMan.com

Book: Owner’s Manuals: https://www.stantheannuityman.com/how-do-annuities-work

YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g

Get a Quote Today - https://www.stantheannuityman.com/annuity-calculator!

  continue reading

275 episodi

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