What does it mean to remember? In the Ark account remember means that God is acting on a promise that he had made with man. As we read through this account we learn about God and we learn about ourselves. The Ark account teaches us that God always remembers.Di Dr. Jay Knolls

Learn the secrets of return on investment for rental properties in Wilmington. This class is Module 16 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: What are the 4 primary areas of return on rental properties? And, what is the secondary return? What time period do we typically look at for returns on …

Learn the secrets of house hacking in Wilmington. This class is Module 15 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: What are the different variations of the house hacking real estate investing strategy and what are some of the pros and cons of each. What are the most common ways to finance house …

A special Christmas Eve message from Pastor Jay.Di Dr. Jay Knolls

If you could only choose one Christmas decoration what would it be? One that stands out in particular is the lights. The lights are not merely not meant to illuminate a tree they are meant to teach us that Jesus is the light of the world.Di Dr. Jay Knolls

Learn the secrets of financing investment properties in Wilmington. This class is Module 14 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: What are the 14 financing options for buying rental properties? What is PMI and why would you ever pay for insurance to protect the lender? How paying the lender c…

The account of Christmas is filled with layers of people and each one teaches us something. Even the most mysterious group we find in the account might be the group we call the Magi teaches us something immensely important.Di Dr. Jay Knolls

Learn the secrets of down payments for real estate investing in Wilmington. This class is Module 13 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: Why focusing on down payments is short-sighted and what you should be focused on instead. The two primary ways to address down payments; it is not just abo…

Learn the secrets of selecting an investor-friendly real estate agent in Wilmington. This class is Module 12 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: What is the NAR settlement and how will it likely impact buyers and sellers? What’s the difference between real estate agents, brokers, and REALTO…

Learn the secrets of catching up on saving for retirement in Wilmington... with an emphasis on using real estate investing. This class is Module 11 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: What do you do if you wake up one morning and realize that you’re behind on saving for retirement? What can…

Learn the secrets of the Nomad™ real estate investing strategy for Wilmington real estate investors. This class is Module 10 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: What are the different variations of the Nomad™ real estate investing strategy and what are some of the pros and cons of each. Wha…

Guest speaker Steve Pettit shares God's word with us.Di Steve D. Pettit

Learn the secrets of asset protection for Wilmington real estate investors. This class is Module 9 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: My top 10 asset protection tips for real estate investors that you’d be a fool to ignore. The importance of getting bespoke legal advice and why you should …

Di Dr. Jay Knolls

Learn the secrets to hiring and managing a property manager in Wilmington. This class is Module 8 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: A small tweak to your mindset around renting your property that will change all aspects of your property management... for the better... to make it easier, t…

With the 2024 election just a few days away we pause to remind ourselves of 5 important truths from God's word about how Christians are to respond to the culture around us.Di Dr. Jay Knolls

Learn how to overcome tenant challenges in Wilmington. This class is Module 7 of 46 in a series called Real Estate Investing Secrets. What do you do when you experience the inevitable tenant challenges like: Tenant not paying rent Tenant’s check returned for non-sufficient funds Tenant makes late payment Tenant breaks lease Tenant provides partial …

Learn the secrets to buy and hold real estate investing in Wilmington. This class is Module 6 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: What are the different variations of the buy and hold real estate investing strategy? Variations based on down payments? Variations based on property types purch…

Genealogies are an often overlooked part of the Bible, and yet they still there for a purpose. As we look at the genealogy of Enoch we are invited to pull back the curtain and see how God uses specific people at specific times for his specific purposes.Di Dr. Jay Knolls

Learning how to correctly manage properties is a critical skill for landlords. This class is Module 5 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: What should you be doing to document the condition of the property before the next tenant takes possession? The one free thing that few landlords do that…

Is religion really bad for society? Genesis Chapter 4 shows us what a society looks like a part from God.Di Dr. Jay Knolls

Tenant screeing... an important, but often overlooked skill. If you're going to manage properties yourself in Wilmington, you're going to need to know how to screen tenants. This class is Module 4 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: What are the 5 steps in the property management process? W…

We are all worshipers, we are created to worship something, so the question is what are we going to worship? In this sermon Pastor Jay walks us through the familiar account of the first murder. A sin that came as result of wrong worship.Di Dr. Jay Knolls

If you're going to manage properties yourself in Wilmington, you're going to need to know how to do the marketing to find tenants. This class is Module 3 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: The 6 “Property Management Mastery” modules included with this course. How to change your thinking ab…

As we come to Genesis chapter 4 we are get a glimpse of parenthood for the first time. We can picture Adam and Eve holding their child for the first time with no Idea how it worked, the joy and the magnificence of it, but because we know how that first baby turned out we can often over look the importance of this moment in human history.…

Having a solid understanding of historical market stats is important for investing in real estate in Wilmington. This class is Module 2 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: Should you try to “time the market” using data to increase profitability? How much are properties selling for? Do prope…

Having a deep understanding of the 7 key real estate investing strategies is critically important for your success as a real estate investor in Wilmington. This class is Module 1 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: The 7 ways to invest in real estate… plus 2 more bonus strategies that we do…

There's a risk to just about everything in life... including investing in real estate. One risk that some real estate investors fear is the risk of buying a property having missed important, expensive issues with the property during the inspection period. In this class, James will discuss the risk of investing in real estate and specficially the ri…

Because of the sin in the garden our world is left in a state of brokenness. The consequences were both immediate and perpetual. In this sermon Pastor Jay looks at 3 of those perpetual consequences.Di Dr. Jay Knolls

If you're going to put less than 20% down when buying a property, the lender is likely to require that you pay private mortgage insurance (PMI) to protect them in case you default on the loan. This usually applies to Nomads™, house hackers, and investors putting 15% down to acquire non-owner-occupant properties. There are 3 ways to pay PMI: Monthly…

Why is it our culture is so desperate to disprove that there is a God. It is simply that they do not want to obey God and live by God's created order. Join us as Pastor Jay walks us through creation day 6, the day that God created his most personal creation, humanity bearing the His image.Di Dr. Jay Knolls

There's a risk to just about everything in life... including investing in real estate. One risk that some real estate investors fear is that rising mortgage interest rates will: Increase their mortgage payment and therefore hurt cash flow, or The rising mortgage interest rates will lower affordability and demand for properties, and therefore the va…

Why is it our culture is so desperate to disprove that there is a God. It is simply that they do not want to obey God and live by God's created order. Join us as Pastor Jay walks us through creation day 6, the day that God created his most personal creation, humanity bearing the His image.Di Dr. Jay Knolls

We all ask the question "why?" and the older we get they become more legitimate. We start asking questions like; "Why am I here?", "Where did I come from?", "Where am I going?". We even ask questions like, "Why does evil exist?'. In this message Pastor Jay walks us through the reason why evil exists.…

In this special class about the dangers, risks and warnings of investing in real estate: The #1 fear that keeps potential landlords and new real estate investors up at night! Expert insights on why this fear is more common among inexperienced landlords and investors in challenging real estate markets. Real-life horror stories of tenants causing sig…

Marriage is not merely a social construct to be tampered with. It is a divine institution that was made before any society.Di Dr. Jay Knolls

Interested in learning how to analyze deals using The World's Greatest Real Estate Deal Analysis Spreadsheet™? Specifically, do you need to know how to analyze a deal purchased with an interest-only loan? In this special deal analysis, you will: Discover the secret strategy for analyzing the purchase of a rental property with an interest-only loan …

In all of creation the only thing that God deems as "not good" is that Adam was alone. Foundational to God's design is that humanity was created as social beings, as modeled by God in his Triunity.Di Dr. Jay Knolls

Life has risks. Investing adds new risks. Investing in real estate adds new risks specific to real estate investing. One risk that is unique to real estate investing is the risk of buying a stigmatized property or having a property become stigmatized while you own it. In this class, James will: Uncover hidden gems in the real estate market and turn…

Genesis chapter 1 gives us the events of creation, so why do we have Genesis chapter 2 that seems to say the same thing? In this sermon Pastor Jay helps us understand that Genesis 2 gives us a fuller understanding of Genesis 1 and see that in Genesis chapter 2 we get a theological perspective of man.…

Real Estate Investing Through Massive Foreclosure Periods Join us for an exclusive episode of the REFP podcast, focusing on "Real Estate Investing Through Massive Foreclosure Periods." In this enlightening episode, you'll dive into the following insights: Discover the secret to making money during economic downturns, a strategy that can set you apa…

Day 7 of creation stands apart from the other days because it is the only day to receive God's blessing and consecration. In this sermon Pastor Jay walks us through God's design for rest in the creation account and how we can use it as the blue print for rest in our own lives.Di Dr. Jay Knolls

Deal Alchemy™ - Debt Paydown to Cash Flow Join us for an exciting and enlightening class with James Orr as he delves into the fascinating world of Deal Alchemy™. In this class, listeners will discover a surprisingly powerful strategy that has the potential to drastically improve cash flow on rental properties. Whether you're considering buying a ne…

Why is it our culture is so desperate to disprove that there is a God. It is simply that they do not want to obey God and live by God's created order. Join us as Pastor Jay walks us through creation day 6, the day that God created his most personal creation, humanity bearing the His image.Di Dr. Jay Knolls

Tax Deductibility of PMI Payments Are you an owner-occupant puzzled by the ever-changing rules around PMI (Private Mortgage Insurance) deductibility? Or perhaps an ambitious real estate investor, hungry to maximize your deductions and supercharge your profits? Then this class is your golden ticket to the world of tax wisdom! Join us for an exhilara…

When we look at the account of creation the first three days are about God creating the world and the last three days are all about God filling the world he made.Di Dr. Jay Knolls

Functional Obsolescence Unveiled: The Silent Value Killer in Real Estate Investments—and How to Defeat It! There's a often overlooked risk of investing in reale state: obsolescence. Whether we're focused on properties that are or will become functionally obsolete or drift directly into economic or physical obsolescence... these are real-world risks…

Creation was done in a fantastically ordered way with a divine purpose. The created order not only proves God's existence, but it also allows us the opportunity to enjoy the majesty of His creation.Di Dr. Jay Knolls

How to Analyze an All-Cash Rental Property Purchase Deal analysis is important. Learning how to analyze deals is a critical skill for all real estate investors, whether you're financing 100% of the purchase or buying a property without a loan at all and paying all cash. In this class, we will look at how deal analysis changes when you plan to buy a…

Our Youth Pastor Dan Snyder shares some of the highlights from the Student Ministry Trip to Ecuador and shares the heart and prayer for this trip.Di Dan Snyder