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Welcome to Riverbank Riches with Desmond Taylor where each episode is packed with financial wisdom to help you achieve a successful financial future. Desmond is a financial advisor with CLC Financial, based in Fayetteville, NC. We believe an informed client is the best client and that’s why you can expect solid financial education on this podcast with comprehensive coverage of topics like retirement, investing, income planning, IRAs, pensions, 401(k)s and much more. Contact Desmond via www.C ...
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Psychologists have determined that retirement is one of the most stressful events that some people will experience in life. In this episode, we’ll look at the ways to proactively deal with the stress surrounding the retirement process. Here’s some of what we cover in this episode: Understand the significant lifestyle changes that come with retireme…
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As the financial landscape continues to evolve, investors are seeking clarity and direction in an increasingly complex market. That’s why we wanted to bring on someone who is as tapped into what’s happening in the economy as anyone we know. Matt Heimann, CFA,is the Director of Asset Management at CreativeOne Wealth and he has a deep analytical expe…
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The past few years have been marked by incredible volatility in the stock market, which has created plenty of uncertainty for investors. Just in the past five years, we’ve seen the market crash during COVID, high inflation and interest rates, and bonds falling sharply alongside equities in 2022. It’s no surprise that some people have chosen to stay…
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Every generation likes to talk about how much harder things used to be when they were kids. Like all of the people who used to have to walk five miles to school, in the snow, uphill both ways. But they had at least one thing that was EASIER…and that was retirement planning. Let’s talk about why on today’s episode. Here’s some of what we cover in th…
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Imagine your retirement plan as a ship sailing toward a horizon of rest and relaxation. But what if one leak could sink it all? In today’s episode, we spotlight some of the single oversights that could send your dreams to the bottom. We'll share key strategies to plug the gaps, ensuring your financial ship stays buoyant and on course. Tune in to pr…
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Is 'Lazy Money' still a concern in 2024's higher interestrate landscape? In this episode, we explore this question, examining how the recent rise in interest rates affects the money sitting in savings accounts, CDs, and conservative investments. We'll discuss the new dynamics of managing your funds ina world where traditional saving methods are see…
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Just like building a snowman in the crisp winter air, creating a structurally sound retirement strategy requires careful consideration and planning. From establishing a solid base to adding protective layers, we’re here to ensure your financial landscape remains cool and stable. Tune in and learn how to build a financial snowman that stands the tes…
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Ashley Kelsey, CBI is a Senior Business Advisor with Transworld Business Advisors of Eastern NC and has worked with all types of business owners to connect them with the right buyers when they’re ready to exit. In this two-part series, we’ll talk in-depth about the business brokerage industry with this episode focusing on their process, success sto…
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Having an exit plan for your business isn't easy and business owners struggle with this transition all the time. Today we're going to talk with someone from the business brokerage industry who helps connect buyers and sellers to find out how the process works, learn more about how it can alleviate some of the challenges facing owners, and hear a fe…
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Join us for a thoughtful episode where we unpack our 2023edition of key year-end planning strategies for those nearing or embracing their retirement years. We'll explore the nuances of optimizing your investment portfolio, safeguarding your assets, and ensuring a stable, rewarding lifestyle in the years to come. Together, we'll navigate through ess…
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This two-part series will juxtapose the individuality ofretirement plans with the foundational principles that remain consistent across the board. Join us as Desmond finishes out the top 10 with five more truths everyone needs to take into account when building a plan. Here are the five truths we cover in this episode: Diversification is Essential …
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Dive deep in this two-part series, where we juxtapose the individuality of retirement plans with the foundational principles that remain consistent across the board. Join us as Desmond tells you about 10 different retirement truths and how they can have an impact on retirement. This episode will tackle the first five and we’ll tell you why you need…
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Dave Ramsey is well known for his no-nonsense approach to personal finance, particularly in the areas of budgeting, debt management, and wealth-building. He has gained a significant following through various media platforms, including books, radio shows, podcasts, live events, and morerecently, Tik Tok. Tune in as we peel back the layers of Dave’s …
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The financial red zone begins about 5-10 years before retirement and lasts five years into retirement, and this is most important stretch of planning. The decisions that you make during this time frame will have a significant impact on your financial future, so you want to pay close attention to a number of items. This episode will explain the fina…
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The financial red zone begins about 5-10 years before retirement and lasts five years into retirement, and this is most important stretch of planning. The decisions that you make during this time frame will have a significant impact on your financial future, so you want to pay close attention to a number of items. This episode will explain the fina…
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Earlier this summer, Cape Fear Valley Health’s hospitals announced that they would be transitioning to an ‘out of network’ status with UnitedHealthcare Medicare. This news impacts tens of thousands of people in Fayetteville and surrounding communities, forcing them to find alternative options for their Medicare needs. To help us better understand w…
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Thanks for joining us for the first episode of Riverbank Riches with Desmond Taylor. We’re excited to have you and look forward to the financial planning and retirement conversations we’ll have every show. To get things kicked off, we wanted to take a little time telling you more about who we are and provide some background on CLC Financial Service…
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