On this platform I will be discussing Money, Entrepreneurship and Life Skills that were not taught, so you can learn hands on experiences from me and others like myself who've been where you're at. THIS IS A WAKE UP CALL.You'll be hearing personal stories as well as business knowledge/ expertises from some of my special guests. As a mental health professional and financial coach, I will help you get out your own way and tell fear goodbye. WAKE UP AND STOP MAKING EXCUSES.This podcast was crea ...
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On this episode of NO More Excuses Wake Up! I discuss the 7th chapter Another Paycheck in my new Book Whippin Debts Ass! From this episode you will learn: · How to get out of debt with additional income · Why I decided not to write my dissertation for my PHD program · How I had a system to start paying myself · Intentionally paying off debt · Using…
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On this episode of NO More Excuses Wake Up! I discuss the 6th chapter Owning your No’s in my new Book Whippin Debts Ass! From this episode you will learn: · How to assert yourself and say NO when people ask for money · My reason why I decided to tell people NO · Understanding your No what is your why · Having a plan for yourself · Be empowered with…
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EP: 57 Topic Money: 5th chapter Communication Style and Money Habits in my new Book Whippin Debts Ass!
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On this episode of NO More Excuses Wake Up! I discuss the 5th chapter Communication Style and Money Habits in my new Book Whippin Debts Ass! From this episode you will learn: · Our psychological mindset is linked to our finances · Four basic tenants of Central Communication styles · Breakdown and explanation of all communication styles in relation …
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EP 56: Topic Money: 4th chapter It’s Better to Whipp Debt Together than separate in my new Book Whippin Debts Ass
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On this episode of NO More Excuses Wake Up! I discuss the 4th chapter It’s Better to Whipp Debt Together than Separate in my new Book Whippin Debts Ass! From this episode you will learn: · How Tony and I wrote this chapter for couples · The importance of putting money together · The debt we had together as a couple · How we had to put our separate …
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On this episode of NO More Excuses Wake Up! I discuss the 3rd chapter My Breaking Point of my new Book Whippin Debts Ass! From this episode you will learn: · My struggle as a single parent before the marriage · My story of trying to apply for welfare (government financial support) · How my environment did not break me · Tax return check the second …
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On this episode of NO More Excuses Wake Up! I discuss the 2nd chapter Humble Beginnings of my new Book Whippin Debts Ass! From this episode you will learn: · Our struggles with money being married · How I was a poor steward splurging from my business’s income · The importance of overseeing money · Explain pure financial vessel · I was broke as a bu…
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On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn: · There are Thirteen easy chapters · Breakdown of the introduction · My personal story of being fifty thousand dollars in debt · Why I was going to give up my businesses · What was causing our debt · What caused…
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On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn: · There are Thirteen easy chapters · Breakdown of the introduction · My personal story of being fifty thousand dollars in debt · Why I was going to give up my businesses · What was causing our debt · What caused…
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On this episode of NO More Excuses Wake Up! I discuss How to become a millionaire. Steps to guide you in the right direction From this episode you will learn: · In your lifetime you had come across a million dollars · Investment, liquid, and home equity totals a million dollars you are a millionaire · First develop a mindset. Cars, debt, and vacati…
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On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn: · There are Thirteen easy chapters · Breakdown of the introduction · My personal story of being fifty thousand dollars in debt · Why I was going to give up my businesses · What was causing our debt · What caused…
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EP:49 Topic Entrepreneurship: Careers that do not require a degree / The breakdown of New-Collar jobs and salaries
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On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn: · There are Thirteen easy chapters · Breakdown of the introduction · My personal story of being fifty thousand dollars in debt · Why I was going to give up my businesses · What was causing our debt · What caused…
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On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn: · There are Thirteen easy chapters · Breakdown of the introduction · My personal story of being fifty thousand dollars in debt · Why I was going to give up my businesses · What was causing our debt · What caused…
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continue reading
On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn: · There are Thirteen easy chapters · Breakdown of the introduction · My personal story of being fifty thousand dollars in debt · Why I was going to give up my businesses · What was causing our debt · What caused…
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continue reading
On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn: · There are Thirteen easy chapters · Breakdown of the introduction · My personal story of being fifty thousand dollars in debt · Why I was going to give up my businesses · What was causing our debt · What caused…
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continue reading
On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn: · There are Thirteen easy chapters · Breakdown of the introduction · My personal story of being fifty thousand dollars in debt · Why I was going to give up my businesses · What was causing our debt · What caused…
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continue reading
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EP: 44 Topic: Entrepreneurship: How to build a relationship and network to get paid to start a government agency
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On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn: · There are Thirteen easy chapters · Breakdown of the introduction · My personal story of being fifty thousand dollars in debt · Why I was going to give up my businesses · What was causing our debt · What caused…
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EP: 43 Topic Entrepreneurship: Do you need startup money to start a government contract agency?
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On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn: · There are Thirteen easy chapters · Breakdown of the introduction · My personal story of being fifty thousand dollars in debt · Why I was going to give up my businesses · What was causing our debt · What caused…
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EP: 42 Terminating employees Topic: Entrepreneurship When a difficult decision must be done.
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On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn: · There are Thirteen easy chapters · Breakdown of the introduction · My personal story of being fifty thousand dollars in debt · Why I was going to give up my businesses · What was causing our debt · What caused…
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continue reading
On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn: · There are Thirteen easy chapters · Breakdown of the introduction · My personal story of being fifty thousand dollars in debt · Why I was going to give up my businesses · What was causing our debt · What caused…
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continue reading
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EP 40: Topic Entrepreneurship: How I started my Non-Profit Grant funded After-School Program
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On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn: · There are Thirteen easy chapters · Breakdown of the introduction · My personal story of being fifty thousand dollars in debt · Why I was going to give up my businesses · What was causing our debt · What caused…
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EP 39: Topic Entrepreneurship: How I started my Government Contracting Agency A Second Touch
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On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn: · There are Thirteen easy chapters · Breakdown of the introduction · My personal story of being fifty thousand dollars in debt · Why I was going to give up my businesses · What was causing our debt · What caused…
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On this episode of NO More Excuses Wake Up! I discuss Building Wealth through Passive and Residual Income From this you will learn: · Breakdown passive and residual income · Different types of passive income · Team players to help build your business passive income MY PERSONAL FINANCIAL MANTRA BUDGET PAY DEBT SAVE INVEST AND LIVE On each episode of…
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EP: 37 Public Service Student Loan Forgiveness. How to complete the application. Deadline and details you should know
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On this episode of NO More Excuses Wake Up! I discuss Public Service Student Loan Forgiveness From this you will learn: · How much I owe in student loan debt · The reason I did not finish My PHD · How to complete the Public Service Loan Forgiveness Certification Application · Forbearance emergency release waiver qualifications and deadline · The nu…
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On this episode of NO More Excuses Wake Up! I discuss the value of purchasing real estate as an investor From this episode you will learn: · Tax advantages · Able to sell the property · Rental property tax deductions · Increase net worth on pro · Tangible asset · Investing assets from selling a home · Real-estate cash flow MY PERSONAL FINANCIAL MAN…
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On this episode of NO More Excuses Wake Up! I discuss Fear and Money with no financial goals or plan From this episode you will learn: · How to overcome the worry surrounding fear and money · Worries about not having enough money · Getting hold of money to alleviate the fears · Importance of goal setting · Re-evaluate spending money and creating mo…
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On this episode of NO More Excuses Wake Up! I discuss Boujee Rich Fake people with no retirement plan From this episode you will learn: · Defining what debt means to you · Re-writing your plan goals and budget · Planning today for tomorrow’s retirement · The importance of fully investing instead of making purchases with no return · Investing your m…
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On this episode of NO More Excuses Wake Up! I discuss understanding Revenue and Profit From this episode you will learn: · Having a business creates more revenue than working for others · The Breakdown of Gross Revenue, Cost of Goods, Gross Profit, Operating Expenses, Net Profit · Business bank account for the Business · Generating a pay stub for y…
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EP:32 Topic Life Skills! Where have I been? My Veneer journey! Added Services to my existing business!
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Topic Life Skills Where I have been? My Veneer Journey! Added Services to my existing business! On this episode of No More Excuses Wake Up! My Veneer Journey! Added Services to my existing business! I have been missing in action. I made a personal change in my life. I decided to get veneers on 18 of my teeth. I have tetracycline. Before my teeth ca…
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31 Topic: Life Skills: Chellie Phillips Author, Coach and Career Trainer that helps others unlock their power in personal branding
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On this episode of NO More Excuses Wake Up! Introducing Chellie Phillips creator of Successfully Ever After Career Planner Course Chellie Phillips is a sweet-tea-sipping, sassy Southerner with a passion for helping dynamic, driven, career-minded professionals write their own success stories. She’s a coach, corporate trainer, and motivational speake…
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30 Topic: Entrepreneurship: All the way from the UK Roxana Blair from Signature Accountability Accelerator program
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On this episode of NO More Excuses Wake Up! Introducing Roxana Blair Signature Accountability Accelerator Program. Roxana Blair helps mothers start and scale their online business with Signature Accountability Accelerator Program. This helps them get financially empowered without getting lost in the online noise and without being online 24/7. Key T…
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29 Topic: Entrepreneurship: How to write an employment contract for business owners. What you need to Know
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On this episode of NO More Excuses Wake Up! I discuss the importance of having an Employment Contract. From this episode, you will learn: My Different Agencies and how I write employment contracts The importance of having a contract for anyone who works for your company W2 Employees and contractors Specifics details of what should be in the contrac…
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Ep: 28 Topic Life-skills A breakdown of my entire year of 2021. What I did not share on Social Media.
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On this episode of NO More Excuses Wake Up! A breakdown of my entire year of 2021. What I did not share on social media. KEY TAKEAWAY January -Tony Surprise Retirement Party February -Covid hit my home March-Recovering from Covid April-My Birthday in Antigua May-Housing Market continued to boom overnight June-Decided to Sell July-Put house #1 on Ma…
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27 Topic Money: Shawn Perry from sharing consultation services: Had multiple major life events that changed her life. By walking in her Faith Shawn started her credit restoration business.
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On this episode of No More Excuses Wake Up! Introducing Shawn Perry from Sharing Consultation Services. Shawn Perry, a native of Newark, NJ who currently resides in South Jersey. A wife, mother, worshiper, and domestic violence advocate who loves to inspire and empower people during their everyday walks of life. During her 20 years of working in th…
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26 (Tony and Stenell 12 year Anniversary episode) How our marriage was going to end after two years. The dream God gave us that manifest to why we are still together twelve years later
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On this episode of NO More Excuses Wake Up! (Tony and Stenell 12-year Anniversary episode) How our marriage was going to end after two years. The dream God gave us that manifest why we are still together twelve years later From this episode you will learn: Why our marriage was going to end after 2 years Understanding God’s visions his voice and his…
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(REWIND) Ep 4 Topic Life Skills: Marriage, Relationship & Our Blended Family. With Special Guest Tony Myers, My Husband
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(REWIND)- This is an episode rewind from last year. Tony my husband was my first guest. We discussed our marriage, relationships & our blended family. As we approach our 12 year anniversary this week October 22 with a fresh new episode and insights into our relationship. Listen to this episode so you can be prepared for what's coming up next..... O…
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25 Topic Entrepreneurship /Defining who you are self-employed or business owner. Understanding the difference to Master the Concept
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On this episode of NO More Excuses Wake Up! Introducing the one and only me host Stenell Myers also known as Stenell The Money Therapist. We will be discussing a spin-off episode 24. Defining Who you are Self Employed or Business Owner. Understanding the Difference to Master the Concept. From this episode you will learn: Understanding are you a bus…
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24 Topic Entrepreneurship- Who I am . What I Do. The agencies I run under Stenell Myers Enterprises When and How I got started owning my businesses
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On this episode of NO More Excuses Wake Up! Introducing the one and only me host Stenell Myers also known as Stenell The Money Therapist. We will be discussing Who I am . What I Do. The agencies I run under Stenell Myers Enterprises When and How I got started owning my businesses From this episode, you will learn: The year I started both of my busi…
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22 Topic Money: Valery Nunez Woman of Color Financial Wellness Coach of Holistically Money Savvy whos parents sacrifice as immigrants to provide for their family which taught her how to give people hope ...
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On this episode of NO More Excuses Wake Up! Introducing Valery Nunez Woman of Color (WOC) Financial Wellness Coach owner of Holistically Money Savvy. Valery is a first-generation millennial who's a Savvy WOC Financial Wellness Coach. She graduated with her Ba in Psychology and MA in education and over $85,000 of debt. After struggling to make ends …
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On this episode of NO More Excuses Wake Up! One year Anniversary Episode This Podcast has been in the making for over 10 years ago starting with my first book my Cousin Ebonie and I wrote Who’s Gonna Pay the Mortgage. After the book launched Trudy suggest we start a magazine I female Magazine was born in August 2011. We interviewed women all over t…
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21 Topic Money: Shaterial Starnes Owner and Financial Coach of the Starnes Group who got her financial house hold in order when life happened. She teaches financial prevention online and in her Community ...
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On this episode of NO More Excuses Wake Up! Introducing Shaterial Starnes AKA Coach Starnes Shaterial Starnes, Owner of The Starnes Group is a Financial Coach who is also a published author, trainer, facilitator, and consultant. Starnes has been a featured speaker at numerous conferences and conducted several workshops about financial literacy for …
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20 Topic Money: Shanda Deshield from Real Financial Guide Teach service base online entrepreneur coaches to manage their money, save them from business financial ruin, organize book keeping and build ...
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On this episode of NO More Excuses Wake Up! Introducing Shanda Deshield Shanda is an online Money Coach; that helps coaches gain clarity and bridge the gap between business and personal finances while reducing the effects of financial hardship with a money coach. Break bad habits, make money, save money, and grow money with a plan. Shanda resides i…
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19 Topic Money: Tamika Wyche- Greenidge Esquire. Southern New Jersey Bankruptcy Attorney who has a heart of a teacher and gives her clients tools to win with money.
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On this episode of NO More Excuses Wake Up! Introducing Tamika N. Wyche -Greenidge, Esquire Law Offices of David Paul Daniels has been family-owned and operated since 1979. Tamika N. Wyche-Greenidge, Esquire, started in the family business in 1997 as a legal secretary and -worked under the tutelage of her grandfather, David Paul Daniels, Esquire, u…
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18 Topic: Life skills: How Tamika L. Chester overcame every undesirable obstacle and stigma placed on her life as a Teenage Mother Living in the City of Camden New Jersey to a Professional Educated Strong ...
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Tamika L. Chester values her faith, family, and community. She is dedicated to helping people ignite their passions; find their purpose; and achieve their life goals by connecting them to the people, places, and things that will aid them in doing so. One of Tamika’s life mottos is “Be the change you wish to see in the world” followed by “Just do it…
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17 Topic Entrepreneurship: How I purchased my vacation home using a business bank statement loan because I did not qualify for a traditional mortgage loan
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On this episode of No More Excuses Wake Up! How I purchased my vacation home using my business bank statements. I always wanted a vacation home in Florida. Five years I had this plan to purchase a home every time I tried doors were closed. Doors continued to close all the way to closing on the first home that we lost. We almost were not able to pur…
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16 Topic Money (Wisdom Tip) -How I saved $170 a month for a year and a half to purchase a car with cash
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On this episode of No More Excuses Wake Up! (Wisdom Tip) How I saved $170 a month for a year and a half to purchase a car with cash. Having $50,000 in debt I had to decide to make some quick sound choices to not only get out of debt but to change the way I was thinking about money. I had to create a lifestyle of saving for things that were importan…
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15 Topic Life Skills with Dr. Deborah Spence (Woman on Woman abuse and Shame) CEO and owner of Need To Talk LLC, Counseling and wellness Center.
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On this episode of No More Excuses Wake Up! Introducing Dr. Deborah Spence Dr. Deborah Spence, host of the need to talk radio show: wrcj 90.9 FM is the CEO and Owner of Need to Talk Counseling and Wellness Center. She offers the following services, Marriage and Relationships, Child and adolescent, Art Therapy, Women's Issues, Family Intervention, P…
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14 Topic Life-skills Altagracia Felix Certified Money Coach for woman who have experienced abuse or trauma.
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On this episode of NO More Excuses Wake Up! Introducing Altagracia Felix Alta Felix is a Certified Money Coach and the owner of R2E | Revitalize. Reinvent. Empower. Her 1-1 and group coaching programs specifically serve the needs of women who have experienced abuse or trauma and are ready to break free from their experiences to begin living the lif…
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13 Topic Money: Guest "Ashley Van Veen" from Bankable Facts Money Coach for Millennial's and Gen Z professionals
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On this episode of NO More Excuses Wake Up! Introducing Ashley, A Van-Veen Ashley Van-Veen is a millennial woman from Baltimore, Maryland. She is a respiratory therapist, financial activist, future certified financial planner, and founder of Bankable Facts, an online following that shares relatable, digestible, and socially conscious financial advi…
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On this episode of NO More Excuses Wake Up! Introducing Tamika McTier. Tamika is very passionate about providing accountability and empowering women that are on a journey to become the best versions of themselves. Tamika has always been a source of reference for women seeking advice, words of encouragement, prayer, and empowering those in need. It …
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I know you always hear about entrepreneurship which is why I am speaking briefly in this episode but from the heart. As I reflect on why I decided to be a business owner it came back to God showing me what He wanted me to do. In the process of my reflection, I asked myself why I took the path to be a business owner after working over 20 years in th…
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