Fintech Germany - Startups And Venture Capital podcast

24:31

🚀 Big news from the DACH startup world! Finn raises €1B for car subscriptions, Cherry Ventures launches a €500M AI fund, but Lilium faces insolvency. 👉 Vanta automates security and compliance, save 1.000 US$ with us by signing up with this link: vanta.com/startupradio 🤯 Finn raises €1 BILLION for car subscriptions! But is it all good news? Lilium crashes back to earth with its second insolvency. We unpack the hottest DACH startup stories: VC gold rush: Cherry Ventures' new €500M AI fund Political earthquake: How the German election impacts YOU Exclusive insights: Top trends in AI, fintech, biotech, and more 🚀 Don't get left behind! Subscribe now for your weekly dose of DACH startup action. 🚀 Exclusive Offer: Startuprad.io listeners get 2 free SEO-optimized blog posts per month with ModernIQs.com – sign up via the link to claim yours! 🎯✨ https://moderniqs.com/create-an-account/?res_aff=startupradio The music used in our intro is "MF-297 : First Hero" licensed from Musicfox.com: https://www.musicfox.com/detailsuche/?searchtext=297&submit=search © Startuprad.io™ - All Rights Reserved…

Fintech Germany - Startups and Venture Capital

1
Breaking Norms: Identity VC Invests in LGBTQ+ Founders 55:38

19 giorni fa55:38

55:38

Our Sponsor Vanta 👉 Vanta automates security and compliance, save 1.000 US$ with us by signing up with this link: vanta.com/startupradio ModernIQs (AL) 🚀 Exclusive Offer: Startuprad.io listeners get 2 free SEO-optimized blog posts per month with ModernIQs.com – sign up via the link to claim yours! 🎯✨ Intro In this episode of Startuprad.io, we sit down with Til Klein, Founding Partner of Identity VC, a venture capital firm with a unique mission: investing in the next generation of disruptive startups led by LGBTQ+ founders. Join us as Til shares his journey from a background in consulting to founding Identity VC, driven by a passion for fostering diversity and inclusion in the tech industry. Discover the firm's investment thesis, the challenges and opportunities facing LGBTQ+ founders, and how Identity VC supports its portfolio companies beyond just funding. Startupland We had the pleasure of meeting Till at Startupland by Deutsche-Startups. You can now book a ticket for the next event in November here: https://startupland.de/ - There is still an early bird discount available! Key takeaways from this episode: The importance of a strong mission and vision for startups Common mistakes founders make when pitching to VCs How Identity VC supports its portfolio companies beyond funding The role of AI in investment decisions The evolving landscape of VC and the role of diversity Highlights: "Innovation thrives when we break from the norm. And for the LGBTQ community, breaking the norm is part of our DNA." - Til Klein "We're not just looking for great companies; we're looking for great founders who are passionate about solving real problems." - Til Klein "Diversity is not just a buzzword; it's a strategic advantage that leads to better decision-making and more innovative solutions." - Til Klein Show Notes: Guest: https://www.linkedin.com/in/tilklein/ Website: https://identity.vc/ Startuprad.io blog post: https://www.startuprad.io/post//breaking-norms-identity-vc-invests-in-lgbtq-founders Startuprad.io website: https://www.startuprad.io/ Timestamps: 0:00 Introduction 2:30 Til's journey to founding Identity VC 5:45 Identity VC's investment thesis 10:15 Challenges and opportunities for LGBTQ+ founders 15:30 How Identity VC supports its portfolio companies 20:45 The role of AI in VC 25:00 The future of VC and the role of diversity 30:00 Q&A Join the Community Subscribe to Startuprad.io on Spotify and never miss an episode! Share this episode with your network and help us spread the word about the amazing work of LGBTQ+ founders. Leave a review and let us know what you think of the show!…

Fintech Germany - Startups and Venture Capital

1
Jobs to Be Done: Unlocking Product Success with Tony Ulwick 45:34

5 weeks fa45:34

45:34

Ever wondered what makes customers choose one product over another? It's not always about flashy features or marketing hype. It's about solving their problems and fulfilling their needs. In this episode of Startuprad.io, we delve into the fascinating world of Jobs to Be Done (JTBD) with the creator of the theory himself, Tony Ulwick. Tony Ulwick, the founder and CEO of Strategyn and a renowned innovation expert, takes us on a journey through the JTBD framework. Discover how this customer-centric approach can revolutionize your product development process, helping you identify the "jobs" customers are "hiring" your product to do. Our Sponsor Vanta Make compliance simple—get $1,000 off now at vanta.com/startupradio In this episode, you'll learn: The core principles of JTBD and how it differs from traditional market research. How to identify and prioritize customer needs using the JTBD framework. Practical steps to implement JTBD in your product development process. Real-world case studies of companies successfully using JTBD to create winning products. The benefits and challenges of the JTBD approach. Prepare to be inspired and challenged as Tony shares his insights on: Why most product development efforts fail. The importance of understanding customer motivations. How to segment markets based on unmet needs. The role of AI in the future of JTBD. This episode is a must-listen for: Entrepreneurs and product managers looking to build better products. Marketers seeking to understand customer behavior. Innovators and change-makers who want to create products that truly matter. Anyone interested in the future of product development and customer-centricity. Tune in now and discover the secrets to building products that customers truly love! Show Notes: Guest: Tony Ulwick, Founder and CEO of Strategyn Topics: Jobs to Be Done (JTBD), Outcome-Driven Innovation (ODI), Customer Needs, Product Development, Innovation, Market Research Links: Strategyn: https://www.strategyn.com/ Jobs to Be Done website: https://jobstobedone.org/ Tony Ulwick's books on Amazon: https://www.amazon.com/Tony-Ulwick/e/B001H6MZJC Free eBook/Audiobook: https://jobstobedonebook.com/ Blog post: http://startuprad.io/post/jobs-to-be-done-a-framework-for-building-better-products…

Fintech Germany - Startups and Venture Capital

1
Startup Scene Heats Up: Acquisitions & Funding in Germany, Austria & Switzerland | Startuprad.io 33:55

6 weeks fa33:55

33:55

🚀 Tune in to Startuprad.io for an exclusive look into the dynamic world of German, Austrian, and Swiss startups! 🚀 This episode is jam-packed with the latest news and insights from the DACH startup ecosystem. We'll explore the hottest trends, major acquisitions, and exciting funding rounds that are shaping the future of innovation in the region. Our Sponsor Vanta Make compliance simple—get $1,000 off now at vanta.com/startupradio Here's what you'll discover: 🔥 Acquisition Frenzy: Creative Dock Group acquires NFrontier: We'll break down Creative Dock Group's strategic acquisition of NFrontier, a Berlin-based hardware innovation company, and discuss how this move is bolstering their hardware development expertise. Sona acquires TiteLift: Discover how Swiss cybersecurity firm Sona is strengthening its security offerings with the acquisition of German open-source software company TiteLift. 💰 Funding Fireworks: Klukotopia Secures Multimillion-Dollar Funding: We'll explore how Berlin-based life science company Klukotopia is revolutionizing diabetes management with its innovative solutions, thanks to a significant funding round. 🚀 Industry Trends: Life Science is Booming: We'll analyze the factors driving the growth of life science startups in Austria and highlight some of the most promising companies in this sector. Hardware Innovation is Gaining Momentum: Discover how Germany's strong engineering and manufacturing tradition is fueling a thriving hardware innovation scene, with companies like NFrontier pushing the boundaries of what's possible. This episode is perfect for: Aspiring entrepreneurs seeking inspiration and guidance. Investors looking for the next big thing in the DACH startup scene. Startup enthusiasts and industry professionals who want to stay ahead of the curve. Don't miss out on this exciting episode! Hit that play button and subscribe to Startuprad.io for more insights into the world of startups. uivM8GSkHAlzpD34z7M4…

Fintech Germany - Startups and Venture Capital

1
Fintech Trends 2024: AI, DeFi, and Startup Success Strategies 59:43

12 weeks fa59:43

59:43

Welcome to Startuprad.io's 10th Annual Fintech Review , where we dive deep into the trends, challenges, and opportunities defining fintech in 2024. In this special milestone episode, we reflect on a decade of fintech evolution while offering fresh insights into the latest developments driving the industry forward. This year, fintech faces a dynamic landscape marked by economic pressures, groundbreaking AI advancements, and increasing regulatory demands. Our expert panel shares their predictions, strategies, and lessons learned to help fintech startups, investors, and enthusiasts navigate the challenges and opportunities ahead. 🌟 What’s Inside This Episode? Biggest Challenges for Fintech in 2024: How high-interest rates and reduced funding opportunities are reshaping the industry. Strategies for operational streamlining and achieving profitability amidst tightening investor demands. AI and Machine Learning Revolutionizing Finance: AI-powered chatbots and predictive engagement redefining customer experiences. Insights into generative AI's role in credit scoring and operational efficiency. The Regulatory Landscape: Understanding the impact of DORA and the European AI Act on fintech innovation. Why compliance is now a driver for creativity and growth in financial technology. Competing with Traditional Financial Institutions: SME banking as a significant untapped market for fintechs. How collaborations between startups and banks are reshaping the competitive landscape. Decentralized Finance (DeFi) and Blockchain: Tokenization of illiquid assets and its potential to transform traditional financial models. Real-world applications of blockchain in creating transparency and reducing costs. 🎙️ Meet Our Expert Guests: Paolo Sironi : Global Research Leader and Banking Expert "Regulation can drive innovation when transparency and accountability are prioritized." Frank Schwab : Co-Founder of Fintech Forum "Simplicity is a competitive edge in a world of overengineering." Luca Frignani : CEO of Exaloan "AI's predictive engagement is reshaping customer relationships and driving operational efficiency." Ressources: Original Blog Post : https://www.startuprad.io/blog/fintech-review-2024-navigating-trends-and-innovations-in-startups Work with Us : https://www.startuprad.io/become-a-partner Subscribe for More Episodes : https://linktr.ee/startupradio Feedback Form : https://forms.gle/SrcGUpycu26fvMFE9 Special Offer : Create two free SEO-optimized blog posts with ModernIQs.com…

Fintech Germany - Startups and Venture Capital

1
Startup News Roundup: December 2024 Highlights & Key Insights 48:36

12 weeks fa48:36

48:36

Welcome to Startup News Roundup: December 2024 Highlights & Key Insights , where we dive deep into the vibrant world of startups across Germany, Austria, and Switzerland. This episode delivers a comprehensive look at the latest developments, highlighting the most impactful stories, trends, and investments shaping the startup landscape. What’s Inside? Top News Stories: Black Forest Lab's Billion-Dollar Valuation: Discover how this Karlsruhe-based AI innovator is revolutionizing the global tech scene. Upvest’s €100 Million Investment Round: Learn why this fintech powerhouse is Germany's largest funding success story in 2024. Wefox's Resilience: Insights into the Berlin-based insurtech’s survival strategy amid challenging market conditions. Emerging Trends: The rise of green tech startups with groundbreaking solutions like carbon-to-bioplastics conversion. The continued growth of AI-driven enterprises and their pivotal role in transforming Europe’s economic landscape. Pan-European startup initiatives fostering cross-border innovation and regulatory harmonization. Funding and Investments: A total of €2.5 billion in new funding raised across the region this month, including major contributions from Northvolt and focused energy startups. New VC funds worth over €1 billion , setting the stage for continued innovation in 2025. Regional Spotlights: Germany: Success stories from Berlin, Munich, and Frankfurt startups paving the way for the next unicorns. Austria: Rising stars like Wood_Space securing 8-figure investments for sustainable building solutions. Switzerland: Groundbreaking biotech partnerships, including a $300 million agreement by Cimeio. Exclusive Insights: Hear from Jörn “Joe” Menninger and Christian “Chris” Fahrenbach as they analyze the biggest stories and provide expert commentary on what these developments mean for entrepreneurs, investors, and the broader startup ecosystem. Resources: Original Blog Post Work With Us Subscribe to Startuprad.io Leave Feedback Call to Action: Stay ahead of the curve by subscribing to Startup News Roundup on Spotify and your favorite podcast platforms. Don’t forget to leave a review and share your thoughts on social media to join the conversation!…

Fintech Germany - Startups and Venture Capital

1
How Cloud-Based ERP Transforms Startups: Insights with Weclapp’s Ertan Özdil 42:41

13 weeks fa42:41

42:41

Are you ready to revolutionize how your startup or SME operates? This episode of Startuprad.io is your ultimate guide to understanding the transformative potential of cloud-based ERP systems . Join host Jörn 'Joe' Menninger as he sits down with Ertan Özdil , the CEO and Founder of Weclapp , to explore how this cutting-edge technology empowers startups to scale efficiently, streamline operations, and stay competitive in a fast-evolving market. What’s in This Episode: Weclapp’s Inspiring Journey : Discover how Ertan turned a groundbreaking idea into one of Europe’s leading ERP providers for small and medium businesses. Learn how Weclapp's innovative platform democratizes ERP software, making it accessible to startups and SMEs worldwide. Why Cloud-Based ERP is a Game-Changer : Gain actionable insights into how ERP solutions enable startups to integrate inventory management, customer relationships, and financial processes seamlessly into one platform. The Road to Scaling Success : Ertan shares candid stories of scaling Weclapp, from burning cash during the development phase to achieving a two-digit million-euro revenue milestone. He also discusses the challenges of calling off an IPO and how those lessons shaped the company’s future. The Role of Culture and Vision : Learn why company culture is the backbone of a scalable business and how staying true to your vision is critical for long-term success. The Future of ERP Systems : Dive into emerging trends like AI integration, predictive analytics, and mobile-first ERP strategies that are redefining the industry. Episode Stats & Insights: 87% of startup failures are linked to poor operations management. This episode offers solutions to avoid that fate. The global ERP market is projected to reach $71.6 billion by 2026 . Learn how startups can tap into this massive opportunity. Episode Links: Watch the Video Interview on YouTube : https://youtu.be/nCHjj7X9EqU Subscribe on Apple Podcasts : https://podcasts.apple.com/de/podcast/startuprad-io-the-authority-on-german-swiss-and/id967788304 Listen on Spotify : https://open.spotify.com/show/3etgUOz5KWKycYHsvQv1yG Work with Us : https://www.startuprad.io/become-a-partner Subscribe to Our Channels : https://linktr.ee/startupradio Give Us Feedback : https://forms.gle/SrcGUpycu26fvMFE9 Follow the Editor in Chief on LinkedIn : http://www.linkedin.com/comm/mynetwork/discovery-see-all?usecase=PEOPLE_FOLLOWS&followMember=joernmenninger…

Fintech Germany - Startups and Venture Capital

1
Startup News November 2024: Insights on Tech, Funding, and Trends in Germany, Austria, and Switzerland 38:08

15 weeks fa38:08

38:08

This November, the startup ecosystem in Germany, Austria, and Switzerland (DACH region) is abuzz with critical updates that shape the future of technology, entrepreneurship, and innovation . Whether you're a founder, investor, or a startup enthusiast, this episode of Startuprad.io delivers everything you need to stay informed. Dive into the latest tech news , explore major funding milestones, and uncover the challenges impacting the region’s most innovative startups. What’s in This Episode? 1️⃣ Germany: Startups Facing Turbulent Times Lilium , the German air-taxi pioneer, faces insolvency due to funding struggles and regulatory hurdles. Volocopter secures government support and appoints a new CFO, showing resilience in the eVTOL sector. Munich is rising as a European hub for investor education, solidifying its role in fostering startup growth . 2️⃣ Austria: Triumphs Amidst Challenges Vienna’s Cubicure achieves a €79M exit, marking a major milestone in deep tech innovation . Crypto unicorn Bitpanda plans a Frankfurt IPO, emphasizing Austria’s growing influence in fintech . The Green Startup Center launches, championing sustainable innovation and entrepreneurship. 3️⃣ Switzerland: Big Wins in Funding Swiss startups continue to lead in fintech and health tech , securing major investments and reinforcing Switzerland’s high-tech reputation. 4️⃣ European Tech Trends Atomico’s “State of European Tech 2024” reveals Europe’s dominance in early-stage startups, now hosting over 35,000—a fourfold increase in the last decade. Cities like Berlin, Vienna, and London are emerging as global leaders in innovation and technology startups . Why Listen to This Episode? This episode offers a comprehensive snapshot of the startup world in the DACH region, helping you stay ahead of trends, funding opportunities, and regulatory impacts. Whether you’re exploring investment opportunities or seeking inspiration, we’ve got you covered with actionable insights and expert perspectives . Links to Explore More: Original Blog Post : https://www.startuprad.io/blog/startup-news-november-2024-highlights-from-germany-austria-and-switzerland Work with Us : https://www.startuprad.io/become-a-partner Subscribe : https://linktr.ee/startupradio Feedback Form : https://forms.gle/SrcGUpycu26fvMFE9 Special Offer from ModernIQs : https://moderniqs.com/create-an-account/?res_aff=startupradio…

Fintech Germany - Startups and Venture Capital

1
Top GSA Startup News October 2024: Unicorns, Fintech, and Sustainable Tech Trends 21:39

19 weeks fa21:39

21:39

Welcome to the October 2024 edition of "This Month in German, Swiss, and Austrian Startups," where we bring you essential insights into the GSA startup ecosystem. Join hosts Jörn “Joe” Menninger and Chris Fahrenbach as they unpack the month’s top stories, from groundbreaking funding rounds to unicorn achievements and major pivots in tech and innovation. Episode Highlights: 1. Lilium’s Financial Struggles and eVTOL Innovation Setbacks This month, the NASDAQ-listed eVTOL pioneer Lilium, based in Germany, navigates financial challenges, pursuing self-administered bankruptcy due to funding constraints. Although recent setbacks impacted its market valuation, Lilium’s story represents the high-stakes reality of aerospace tech, where R&D costs often create financial risk. Discover the unique challenges that innovators in sustainable aviation face and Lilium’s hopes for a future in clean transportation. 2. Egym and Orderfox Join the Unicorn Club In major achievements for the healthtech and AI sectors, German fitness tech company Egym and Swiss AI-driven industrial procurement firm Orderfox each attained unicorn status this October. Egym’s valuation now exceeds $1 billion, fueled by tech advances that position it toward IPO readiness. Orderfox, leveraging AI to optimize industrial processes, underscores the GSA region’s strength in practical, data-driven solutions. Learn how these companies reached new heights and the impact of their technologies on health and industrial sectors. 3. Austria’s Gropyus Secures €100 Million for Sustainable Housing Austrian startup Gropyus made waves with a €100 million investment to expand its modular, timber-hybrid housing production. With a mission to address Europe’s housing crisis through sustainable materials and design, Gropyus embodies the shift toward green construction tech. This investment supports their scalable model of eco-friendly housing solutions, meeting the demands of an evolving market. 4. EU’s Deep Tech Initiative with Trusted Investors Network In a strategic move to elevate Europe’s role in global tech, the European Union launched a deep tech support network, collaborating with over 70 venture capital firms in the Trusted Investors Network. Aiming to close the technology gap with global leaders like the U.S. and China, the EU’s partnership initiative highlights Europe’s vision for advancing fields like AI, biotech, and sustainable energy. 5. SolarisBank’s €178M Loss and Restructuring Efforts German fintech SolarisBank reported a €178 million loss, announcing job cuts and a restructuring to regain profitability. The company’s experience is indicative of the broader European fintech scene, where scaling comes with financial pressures. Discover how Solaris is adapting its strategy in the competitive fintech landscape, aiming to enhance operational efficiency. 📍 Useful Links: Original Blog Post : https://www.startuprad.io/blog/this-month-in-german-swiss-and-austrian-startups-october-2024 Work with Us : https://www.startuprad.io/become-a-partner Subscribe : https://linktr.ee/startupradio Give Us Feedback : https://forms.gle/SrcGUpycu26fvMFE9…

Fintech Germany - Startups and Venture Capital

1
September 2024 Startup News: Intel Halts €30B Project, Magic AI Raises $320M, Flink Expands in Europe 48:20

23 weeks fa48:20

48:20

Welcome to the September 2024 Startup News from Startuprad.io! This episode covers the most impactful developments in the startup scenes of Germany, Austria, and Switzerland. Stay informed about key trends, funding rounds, and industry shifts that could influence your business or investment decisions. Key Highlights: Intel Pauses €30B Chip Factory in Germany Intel has halted its €30 billion chip manufacturing project in Magdeburg due to cost-cutting measures and financial challenges, despite a €10 billion investment from the German government. We discuss the implications for Europe's tech industry and startups. Magic AI Secures $320M Led by Eric Schmidt Vienna-based Magic AI has raised $320 million, led by former Google CEO Eric Schmidt, elevating its valuation to $1.5 billion. Magic aims to revolutionize coding with its AI-powered developer assistance software. Learn how this could impact the European AI landscape. Flink Raises $150M for Quick Commerce Expansion Berlin's Flink secured $150 million to expand its quick-commerce services in Germany and the Netherlands. Despite a volatile market and a valuation just below $1 billion, Flink aims for profitability and growth. We explore their strategy. Northvolt Faces Financial Challenges Swedish battery maker Northvolt is experiencing financial difficulties linked to troubled partnerships with automotive giants like Volkswagen. We examine how this affects Europe's green energy goals and the startup ecosystem. Germany's WIN Initiative Unveiled Germany introduces the WIN Initiative to inject €12 billion into its startup ecosystem by 2030. Backed by major players like Deutsche Bank and Allianz, the initiative aims to improve access to capital and foster innovation. DePoly Tops Swiss Startup Awards Swiss startup DePoly wins the 2024 Top 100 Swiss Startup Awards for its innovative plastic recycling technology. We highlight what sets DePoly apart in the Swiss innovation scene. Additional Insights: Austria's Hydrogen Valley: Austria plans to invest €578 million to build Europe's first Hydrogen Valley, aiming to produce over 10,000 tons of green hydrogen annually by 2030. Berlin's Startup Revival: Mayor Kai Wegner outlines plans to rejuvenate Berlin's startup scene, targeting a top-three position in Europe. Major VC Fundraisings: Insight Partners nears a $10 billion fund closure. Atomico raises €1.12 billion to invest in Europe's top founders. Headline secures an $865 million growth fund focused on European startups. Redalpine launches its largest fund yet at $200 million. Useful Links: Subscribe to our Podcast: https://linktr.ee/startupradio Work with Us: https://www.startuprad.io/become-a-partner Give Us Feedback: https://forms.gle/SrcGUpycu26fvMFE9 Original Blog Post: https://www.startuprad.io/blog/categories/startup-news…

Fintech Germany - Startups and Venture Capital

1
Summer 2024 Startup News: DACH Funding, AI Trends, & Ecosystem Insights 49:13

27 weeks fa49:13

49:13

Welcome to the Summer 2024 Startup News Wrap-Up from Startuprad.io! In this special Labor Day episode, we cover the most crucial updates from the vibrant startup ecosystems in Germany, Austria, and Switzerland. Whether you’re an entrepreneur, investor, or tech enthusiast, this episode is packed with insights into the latest trends, funding rounds, and ecosystem developments shaping the future of innovation in the DACH region. 💼 New Sponsor Alert: We’re excited to announce our new partner, ModernIQs.com ! Did you know an SEO-optimized blog post can generate significantly more traffic than a social media post? Startuprad.io listeners can create two free SEO-optimized blog posts per month in less than a minute. Sign up using the link in the episode notes. Sign up here . 🔍 Episode Highlights: Helsing’s €450M Series C Funding: Munich-based defense AI startup Helsing has soared to a €4.9B valuation with its recent funding. Discover how this positions Helsing as a leader in European security tech and what it means for the future of AI in defense. Lilium’s Strategic Dilemma: Explore the challenges faced by air taxi pioneer Lilium, including uncertainties over state aid that could lead to a sale and relocation. Learn how this could impact air mobility and the German startup scene. Grover’s €50M Funding Amid Market Challenges: Berlin-based tech rental company Grover raised €50M as it navigates economic headwinds. Find out how Grover is pivoting toward sustainable growth and what this means for the tech rental industry. CatalYm & osapiens: We discuss CatalYm’s €150M Series D funding for cancer immunotherapy and osapiens' €110M investment to expand its global ESG platform. These stories highlight the growing investor confidence in Europe’s deep-tech and biotech sectors. ECB’s Digital Euro Progress Report: Get updated on the European Central Bank’s first report on the digital euro, marking a significant step in developing Europe’s central bank digital currency (CBDC). 🇩🇪🇦🇹🇨🇭 Local Startup News: Germany: The AI startup sector in Germany is booming, with a 35% increase in 2024. We explore the opportunities and challenges in this thriving industry. Austria: Vienna-based HR tech startup Speedinvest Heroes (HROs) has filed for bankruptcy, highlighting the challenges in Austria's HR tech sector. Switzerland: Swiss startups raised CHF 1.1B in H1 2024, with biotech leading the charge. Despite a 9.5% decline, early-stage investments in AI and energy are showing strong growth. 🔗 Useful Links: Original Blog Post: https://www.startuprad.io/blog Work with Us: https://www.startuprad.io/become-a-partner Subscribe: https://linktr.ee/startupradio Give Us Feedback: https://forms.gle/SrcGUpycu26fvMFE9 #Hashtags: #StartupNews #GermanStartups #SwissStartups #AustrianStartups #TechTrends #FundingNews #AIInnovation #DeepTech #VentureCapital #EuropeanStartups…

Fintech Germany - Startups and Venture Capital

1
Scaling Finimize: CEO Maximilian Rofagha on Fintech Community Building and Strategic Growth 49:48

28 weeks fa49:48

49:48

Dive into the world of fintech with Startuprad.io as we bring you an exclusive interview with Maximilian Rofagha, CEO of Finimize. Hosted by Jörn "Joe" Menninger, this episode unravels the journey of Finimize from a WordPress blog to a global financial content powerhouse that engages nearly 2 million investors worldwide. Maximilian Rofagha shares his insights on building a thriving investment community without relying on paid marketing, a feat few startups achieve. Learn how Finimize delivers financial content solutions for enterprises, utilizing over a billion data points annually to create engaging and relevant content in 29 languages. This episode is a treasure trove of information for entrepreneurs, investors, and anyone interested in the fintech space. We also explore the strategic acquisition of Finimize by Aberdeen, discussing the mutual benefits and the factors to consider when evaluating acquisition offers. Maximilian offers a candid look at the challenges of scaling a fintech startup, the role of community in business growth, and the current trends in the investment climate. If you're looking for actionable advice on scaling a business, building a community, or navigating the complexities of fintech, this episode is a must-listen. Tune in to hear from one of the most innovative minds in fintech today. Stay Connected: Newsletter : Subscribe here Social Media : Follow us here Give Us Feedback: We'd love to hear your thoughts! Please provide your feedback here: https://forms.gle/Fr4AVcg9aog8tiF58 Links and Show Notes: https://www.startuprad.io/blog Hashtags: #FintechPodcast #Finimize #MaximilianRofagha #CommunityBuilding #InvestmentContent #StartupStrategy #Aberdeen #Entrepreneurship #BusinessGrowth #ScalingStartups #Startupradio…

Fintech Germany - Startups and Venture Capital

1
Blockchain, Fintech, and Financial Innovation with Annelise Osborne 39:56

31 weeks fa39:56

39:56

Welcome to Startuprad.io™, your go-to source for news and insights into the world of German, Austrian, and Swiss tech innovation. Join us for conversations with industry leaders, game-changing entrepreneurs, and influential investors. Our guests include Nobel Laureates, Emmy Award winners, and Forbes list luminaries. We focus on startups around Series A funding, ensuring you get exclusive insights into the rising stars of tomorrow. Tune in for inspiring discussions that drive innovation and growth. Join us at Startuprad.io, where every conversation sparks new possibilities. Episode Summary: In this episode, host Jörn "Joe" Menninger interviews Annelise Osborne, Chief Business Officer at Kadena. Annelise discusses her journey from commercial real estate to blockchain, highlighting the inefficiencies in traditional finance and the transformative potential of blockchain technology. She covers her book on blockchain and cryptocurrencies, the benefits of stablecoins, and the regulatory challenges facing Fintech in the US. Learn about the importance of marketing, strategic partnerships, and adaptability for startups. This episode emphasizes the need for clear regulations to foster financial innovation and the vital role of networking in the Fintech space. Key Points: Marketing for Startups Blockchain Technology Potential Traditional Finance Inefficiencies Stablecoins and Cross-Border Transactions Regulation and Compliance Challenges Strategic Partnerships and Networking Economic Downturns and Resilience Notable Quotes: "So if I was a building owner, I could borrow cheaper, and I could borrow more money because of these bonds that took the risk off the bank's balance sheet." — Annelise Osborne [00:02:46] "When I learned about blockchain, to me, it was just an eye opener of how much more efficient it could make finance." — Annelise Osborne [00:03:53] "Marketing is different, takes different channels now, and it's more direct with all the digital world that we have, that we didn't have, you know, 15, 20 years ago, especially with social media." — Annelise Osborne [00:08:32] "Globally, ICOs raised billions because people wanted to find ways to invest their money." — Annelise Osborne [00:13:44] "Regulation is really around to protect investors. But where do you find, you know, with innovation and how do you find a way to regulate innovation when there's more ideas coming out with this technology?" — Annelise Osborne [00:15:16] Leave a review, share the episode, and don't forget to subscribe for more insights into the world of startups and tech innovation! Links: Interested in working with us? https://www.startuprad.io/become-a-partner Our sponsor Startupraven: https://startupraven.com/ Subscribe to our newsletter: https://startupradio.substack.com/ Full transcript and blog post: https://www.startuprad.io/blog Follow us on social media: https://linktr.ee/startupradio…

Fintech Germany - Startups and Venture Capital

1
This Month in German, Swiss, and Austrian (GSA) Startups - June 2024 | Startuprad.io 35:44

37 weeks fa35:44

35:44

This Month in German, Swiss, and Austrian Startups - June 2024 | Startuprad.io Welcome to our June 2024 wrap-up, where we bring you the latest news from the startup and tech entrepreneurship scenes in Germany, Austria, and Switzerland, all in under 30 minutes! In this episode, recorded with Chris in New York City and Joe joining from Frankfurt, we cover the top highlights from June 25th: ### Highlights: - Check24's Massive Marketing Campaign : Check24 launched a major campaign, distributing 5 million free Puma football jerseys in Germany, costing around €100 million. This initiative has sparked vibrant online discussions and driven app downloads, despite privacy concerns. - Aviation News : Lilium seeks €300M in government aid to advance its "Lilium Jet," while Volocopter continues to vie for funding. - Insurtech Updates : WeFox faces internal strife that could significantly lower its valuation from $4.5 billion, while Clark is preparing for a substantial funding round under new leadership. - Amazon's Investment in Germany : Amazon announces an additional €10 billion investment in Germany, focusing on cloud data storage and logistics, bringing their total investment in the country this year to €17.8 billion. - DeepL's Milestone : DeepL becomes Germany’s most valuable AI startup with a $2 billion valuation, following a $300 million investment. - Black Semiconductor's Major Funding : Black Semiconductor secures €254.4 million to boost Europe's semiconductor industry, with plans to open a pilot facility in Aachen by 2026. - Cognigy's AI Advancements : Cognigy raises $100 million to enhance AI-driven customer service automation, supported by major brands like Lufthansa, Toyota, and Mercedes-Benz. - Flix's Strategic Moves : Flix considers private equity investment from EQT, potentially acquiring a 30% stake and altering Flix's path to a public offering. Join us as we delve into these stories and more, highlighting the dynamic changes and strategic shifts in the DACH startup ecosystem. Stay informed with the latest developments in tech and entrepreneurship in Germany, Austria, and Switzerland. For more in-depth coverage and analysis, visit our blog at [startuprad.io/blog]( https://startuprad.io/blog). Interested in Working with us? Have a look here: https://www.passionfroot.me/startupradio Our Sponsor Startupraven The best way to identify investors and cooperation partners for early-stage startups. Sign up for early access here: https://startupraven.com/ Find all options to follow us and subscribe here: https://linktr.ee/startupradio…

Fintech Germany - Startups and Venture Capital

1
🎙️ Blue Forest Ventures: Transforming Scientific Research into Marketable Solutions 50:00

39 weeks fa50:00

50:00

In this episode of Startuprad.io, we dive into the world of deep tech investments with Max Narr, General Partner at Blue Forest Ventures. Max shares their strategy for bridging the gap between scientific innovation and investment by translating complex ideas into compelling equity stories. Discover how Blue Forest Ventures leverages alternative data sources and AI to evaluate markets, focusing on impactful solutions and diverse founding teams. Learn about their investment criteria, recent innovations, and commitment to combining financial success with positive impact. Join host Jörn “Joe” Menninger for an inspiring discussion on the future of deep tech investments and the unique ecosystem Blue Forest Ventures is fostering from their hub in Berlin. Tune in to explore: - Challenges and solutions in translating scientific ideas into compelling equity stories. - The impact of avoiding heavily regulated fields like drug development on their investment strategy. - The use of alternative data sources for evaluating potential investments. - Balancing economic benefits with impactful deep-tech solutions. - The significance of heterogeneous founding teams. - Importance of technological readiness levels in attracting investments. - Exciting advancements in data transmission and storage technologies. - Integrating impact measurement into investment decisions. - Staying informed on new deep tech innovations. - Broader implications of innovations in global agriculture and sustainability. 🎧 Join us for this episode and learn how Blue Forest Ventures is transforming scientific research into marketable solutions. 📌 Learn more and support us: - Passionfroot Storefront: [Link]( https://linktr.ee/startuprad_io) - Startuprad.io's Blog: [Link]( https://medium.com/startuprad-io) - More Links: [Link]( https://linktr.ee/startuprad_io) 🔗 Guest Information: Max Narr, General Partner at Blue Forest Ventures [LinkedIn Profile]( https://www.linkedin.com/in/max-narr/) 📌 About Blue Forest Ventures: Blue Forest Ventures is a Berlin-based VC fund focusing on early-stage deep tech companies transitioning from academic research to commercial applications. Avoiding heavily regulated fields, they aim for impactful solutions with tangible economic benefits. With ticket sizes between 500,000 € and 1,000,000 €, they leverage data-driven methodologies to predict market trends and support innovative deep tech startups. Listen now and discover the future of deep tech investments with Blue Forest Ventures! 🎙️…

Fintech Germany - Startups and Venture Capital

1
This Month in German, Swiss, and Austrian (GSA) Startups - May 2024 | Startuprad.io 35:04

41 weeks fa35:04

35:04

Welcome to our May 2024 wrap-up, delivering vital news from the startup and tech entrepreneurship scenes in Germany, Austria, and Switzerland—all in 30 minutes or less! 🎧 Join Chris from New York City and Joe from Frankfurt as they bring you the latest updates in the GSA region. Due to Whit Monday and travel plans, this news cut is from May 16th. Any news not covered today will be included in our next wrap-up. #### Schedule: - Next Episode: June 27th - Summer Wrap-Up: September 2nd (Labor Day) We'll have a lighter summer program, possibly with more frequent updates, based on listener requests. #### Highlights: The startup scene is roaring back in GSA, with large investments and early-stage innovations. Grab a drink and a snack—this episode is packed with positive news and is longer than usual. - New VC Funds Raised: Over $7.5 billion - Germany's Air Taxi Dilemma: Lilium and Volocopter are at a crossroads, with France offering subsidies while Germany debates state support. - Amazon's €7.8 Billion Investment: Development of a purely European cloud storage infrastructure in Brandenburg. - WeFox Challenges: Valuation setbacks amid growth challenges. - Alzheimer's Research Boost: Takeda and AC Immune's $2 billion partnership. - Biontech's Resilience: Despite Q1 losses, Biontech advances its oncology pipeline and prepares for a renewed push in COVID vaccine demand. For detailed news and updates, visit our [blog]( https://startuprad.io/blog) with all the latest stories. Interested in collaborations or advertising opportunities? [Storefront]( https://workspace.passionfroot.me/startupradio ). Don't forget to subscribe on Spotify and Apple Podcasts to stay updated with the latest news from the GSA startup scene! --- Detailed Topics: 1. Will German Air Taxis Fly? Germany debates support for air taxi startups Lilium and Volocopter, while France offers subsidies. Lilium is in advanced talks with the French government for expansion plans and potential financial aid. [Read more]( https://buff.ly/3UBNCHS). 2. Amazon's Investment in Brandenburg: Amazon's €7.8 billion investment in Brandenburg to develop purely European storage capacities highlights its commitment to data sovereignty. [Read more]( https://buff.ly/3V1PJpN). 3. WeFox Valuation Takes a Hit: WeFox faces valuation woes amid growth challenges, impacting its once promising trajectory in insurtech. [Read more]( https://buff.ly/3UIByES). 4. Alzheimer's Research Collaboration: Takeda teams up with Swiss firm AC Immune in a deal potentially exceeding $2 billion to fight Alzheimer's. [Read more]( https://buff.ly/4dJN5wk). 5. Biontech's Oncology Advances: Despite significant Q1 losses, Biontech continues to advance its oncology pipeline and prepares for a renewed push in COVID vaccine demand. [Read more]( https://buff.ly/3wDhn33).…

Fintech Germany - Startups and Venture Capital

1
MiCA Explained: Navigating Crypto Regulation in the EU 42:38

41 weeks fa42:38

42:38

In this episode of Startuprad.io, host Jörn Menninger sits down with Alireza Siadat, a seasoned lawyer and Head of Digital Assets at Annerton, to delve into the European Union’s MiCA regulation. Discover what these stringent requirements mean for stablecoin and crypto asset service providers, the distinctions between stablecoins and asset reference tokens, and the challenges of gaining regulatory approval. This episode highlights Germany's pioneering role in crypto regulation and provides essential entrepreneurial guidance on navigating this complex landscape. Key Topics Covered: Understanding MiCA’s objectives and its impact on the crypto asset market Key implementation dates and the importance of the transitional period Differentiation between stablecoins and asset reference tokens Licensing requirements for crypto service providers How MiCA affects startups and entrepreneurs Consumer protection measures and market abuse prevention Germany's influence on EU crypto regulations Opportunities for non-EU companies through reverse solicitation Don't Miss Out: Expert insights from Alireza Siadat on the future of crypto regulations Practical advice for entrepreneurs and startups in the digital asset space Tune In and Stay Ahead: Whether you're a crypto enthusiast or an aspiring entrepreneur, this episode is packed with crucial information to help you stay ahead of the curve in the evolving world of crypto regulations. Listen now on Apple Podcasts, Spotify, or your favorite podcast platform! 🔗 Subscribe and Follow: Spotify Apple Podcasts Good Pods Stay connected with us on social media and join our newsletter for the latest updates: linktr.ee/startupradio #CryptoRegulation #MiCA #Stablecoins #DigitalAssets #Startupradio #Entrepreneurship #TechNews…

Fintech Germany - Startups and Venture Capital

1
This Month in German, Swiss, and Austrian (GSA) Startups - April 2024 32:31

46 weeks fa32:31

32:31

Lower your Costs of ISO 27.001 and SOC 2 Compliance by up to 85% [with our Partner Vanta] Achieving ISO 27001 or SOC 2 compliance can unlock major growth for your company and build customer trust, but this process can be time-intensive and costly. Vanta automates compliance, getting you audit-ready quickly and saving you up to 85% of associated costs. And Vanta scales with your business, helping you enter new markets. Join 7,000 global companies like Atlassian, Flo Health, and Quora that trust Vanta. Claim 20% off Vanta at vanta.com/startupradio Interested in Working with us? Have a look here: https://www.passionfroot.me/startupradio Find all options to follow us and subscribe here: https://linktr.ee/startupradio 🌟 April 2024 Startup & Tech Wrap-Up 🌟 | Germany, Austria, Switzerland | Biotech Breakthroughs, Fintech Boom & Space Innovation 🚀 In just 30 minutes, get the latest on the hottest entrepreneurship news from the heart of Europe! From groundbreaking acquisitions to futuristic ventures, here's what you need to know: 🔬 Novo Nordisk's €1.025B Biotech Splash! Discover how Novo Nordisk's landmark acquisition of Cardior Pharmaceuticals is reshaping the biotech landscape. 🚁 Volocopter's €150M Boost! Despite challenges, Volocopter gets a significant funding injection for its flying taxi vision. 💡 Zolar Shines with €100M! Learn about Zolar's massive credit line and its innovative financing options. 💰 ELEMENT Scores €50M! Explore how ELEMENT is revolutionizing InsurTech with its latest funding round. 🏦 Berlin: Fintech Capital! Berlin solidifies its status as the Fintech Capital with 160 thriving startups. 🛰️ Mynaric's Space Laser Triumph! Witness Mynaric's milestone in global space development with the CONDOR Mk3. Don't miss out on the latest tech and entrepreneurial breakthroughs! Watch now for all the details. #entrepreneurship #technews #startupscene #startupradio Find all links and show notes here: https://medium.com/startuprad-io/this-month-in-german-swiss-and-austrian-gsa-startups-march-april-bb97d8243696…

Fintech Germany - Startups and Venture Capital

1
This Month in German, Swiss, and Austrian (GSA) Startups - March 2024 29:20

50 weeks fa29:20

29:20

Welcome to our March 2024 wrap-up with vital news from the startup and tech entrepreneurship scenes in Germany, Austria, and Switzerland in 30 minutes or less 🙂. Our startup news is recorded with Chris in New York City and Joe in Frankfurt. Recording date is March 25th 2024 and all news not included will be in our next news to be released on April 25th 2024. Happy Easter! Today we publish on Holy Thursday (Gründonnerstag) in Germany. Note that the Friday before and Monday after Easter are public holidays. Many people will take off around the holidays. So don’t expect your calls to be returned promptly during this time. A Seismic Shift in the Regional Startup Scene You are witnessing a seismic shift in the GSA startup scene with us here and today. The headlines of our startup news used to be dominated by fintech funding. Now we have more than 7 billion € investments in green startups (battery, renewable energy) vs. “only” around 150 million in fintech funding in different forms. This is surely a foretaste of what’s to come. Our Highlights: The European energy landscape is witnessing significant developments with key investments across sectors. Northvolt’s Gigafactory in Northern Germany, backed by €900 million in subsidies and a €4.5 billion investment, aims to produce 1 million car batteries annually, driving electric vehicle adoption and job creation. Enpal secured €1.1 billion in refinancing commitments, while Sunfire raised over €500 million, bolstering Europe’s green hydrogen economy. ENVIRIA secured $200 million in capital from BlackRock, signaling confidence in the solar sector. Solaris Bank secured €96 million in funding but faced a €6.5 million fine from BaFin, reflecting fintech regulatory challenges. Magic gained traction with open AI’s and Tesla’s former Andrej Karpathy as investor, and Bitpanda established a €50 million VC fund for blockchain startups. However, the startup community grapples with stress, with nearly half considering quitting, underscoring the toll of rapid innovation. Let’s talk startups: https://medium.com/startuprad-io/this-month-in-german-swiss-and-austrian-gsa-startups-march-2024-a49996ca44f9 Find All Other Channels Here Find all options to subscribe here: https://linktr.ee/startupradio Housekeeping & Time to Brag — Celebrating one Million Downloads in a Quarter! 1 Million confirmed downloads in Q4 2023: https://www.linkedin.com/feed/update/urn:li:activity:7176895440510955520/ Feedback We would love to hear from YOU!!! https://forms.gle/mLV6mVKwGwKuut8BA The Hosts The news are co-hosted by Jörn “Joe” Menninger, startup scout, founder, and host of Startuprad.io. And Christian “Chris' ' Fahrenbach, co-founder Startuprad.io, freelance reporter, lecturer, author and blogger . Reach out to them: Joe on LinkedIn Joe on Twitter Chris on LinkedIn Chris on Twitter…

Fintech Germany - Startups and Venture Capital

1
This Month in German, Swiss, and Austrian (GSA) Startups – February 2024 34:41

1 year fa34:41

34:41

🚀 Welcome to Startuprad.io – Your Ultimate Destination for Tech Entrepreneurship News! 🌟 Interested in Working with us? Have a look here: https://www.passionfroot.me/startupradio Subscribe Here https://linktr.ee/startupradio In this episode, we dive deep into the latest tech and startup highlights shaping the landscape of innovation. Join us as we explore groundbreaking developments and game-changing investments that are driving progress in the tech world. 🔍 Our Highlights: 1. Microsoft's bold move to invest 3.3 billion euros in expanding data centers in Germany is a testament to the importance of AI and cloud computing. Chancellor Olaf Scholz applauds this commitment to progress and global openness. 2. Vienna-based AI startup Magic secures a whopping $117 million in funding, setting ambitious goals to surpass ChatGPT-4 with its AGI ambitions. Meanwhile, Stuttgart's Instagrid raises an impressive $95 million to expand into North America with its innovative portable battery systems. 3. Amidst the success stories, we also shed light on the challenges faced by fintech and MedTech sectors. Elinvar grapples with insolvency despite a hefty €50 million investment, while Sanity Group, a cannabis company, makes tough decisions by cutting staff. 4. But there's no shortage of triumphs! BioNTech emerges victorious in a lawsuit, Flixbus makes strides by expanding to India, and Mondu secures a massive €30 million for its expansion plans. However, changes in German insolvency regulations pose new challenges for debt-funded startups like Instafreight. 5. And lastly, EV charging platform Monta electrifies the scene by raising an impressive €80 million for its European expansion, signaling a bright future for sustainable transportation. Stay ahead of the curve with Startuprad.io as we bring you the latest updates and insights from the dynamic world of tech entrepreneurship. Don't forget to subscribe and hit the notification bell to never miss out on our exclusive content! #technews #startupradio #entrepreneurship #innovation #techinvestments #ai #cloudcomputing #AGI #fintech #medtech #biontech #evcharging #MontaExpansion Let's talk startups: https://medium.com/startuprad-io/this-month-in-german-swiss-and-austrian-gsa-startups-february-2024-c5d6ea9a5b5c Startuprad.io™ - All Rights Reserved…

Fintech Germany - Startups and Venture Capital

1
This Month in German, Swiss, and Austrian (GSA) Startups - January 2024 27:04

1 year fa27:04

27:04

Tune in to the latest episode of our podcast, where we discuss the top news and trends in German, Swiss, and Austrian (GSA) startups. From European unicorns to emerging tech companies, we cover it all in this monthly show. Don't miss out on the latest tech news and startup updates! Our Highlights: Joe already did a 2023 review focused on valuations and investments. All publications more or less agreed that 2023 was hopefully rock bottom for startups, their valuation, funding and founding of new ones and it should get better. Thumbs pressed for that (as is German custom). Our former guest Finn raises 100 M€, unicorn 1Komma5 Grad is looking for 100 M€, Unzer loss amounts to 400 M€ and Everphone raises 270 M€. Despite the dire situation, almost 2,500 new startups were founded in Germany. Also one should take notice of Karlsruhe, a city with a world-class technical university, that is home to INTERATEC which raised 118 M€ for efuels. Please, take a moment and match again all the bad news we have gathered here and weigh it against entrepreneurs sticking their heads out and even raising hundreds of millions from investors. Congratulations to those brave ones! Let's talk startups: Interested in Working with us? Have a look here: https://www.passionfroot.me/startupradio Our Sponsor Startupraven The best way to identify investors and cooperation partners for early-stage startups. Sign up for early access here: https://startupraven.com/ Find all options to follow us and subscribe here: https://linktr.ee/startupradio Find all links and Show Notes Here: https://medium.com/startuprad-io/this-month-in-german-swiss-and-austrian-gsa-startups-january-2024-startuprad-io-e-412-8aed840bed61 #startupradio #startupnews #startuppodcastgermany #technews #technologynews #techpodcast…

Fintech Germany - Startups and Venture Capital

1
Deep-Dive: A Recap of 2023's Startup Valuations and Investment Trends 17:41

1 year fa17:41

17:41

Join us for a deep dive into the startup world of Germany in 2023! We'll recap the latest trends in startup valuations and investments, featuring top Berlin, Hamburg, and other German startups. Learn about the innovative ideas and entrepreneurs driving the German startup scene forward. Don't miss out on this valuable information for investors and aspiring entrepreneurs alike! Like what you hear? You can tip us here: https://www.buymeacoffee.com/Startuprad.io F Subscribe Here We are always sharing new resources with you. Find all of our options below. We want to make sure that we provide what's best for your growing team, so please take a look at these additional ways in which can help! https://linktr.ee/startupradio Our Sponsor Startupraven A startup's journey can be a tough one, but it doesn't have ́to feel like you're alone on your quest! Invest in others' success with us by joining our community of entrepreneurs who are building amazing things every day - no matter how big or small their ideas may seem at first glance. The best way to find investors and cooperation partners for early-stage startups. Sign up here: https://startupraven.com/ All Links and Show Notes Here is our blog post: https://medium.com/startuprad-io/deep-dive-a-recap-of-2023s-startup-valuations-and-investment-trends-d0d876b4cd1e We are talking about #Startupscene #germanstartuppodcast #germanstartups #startups #innovation #entrepreneur #entrepreneurship #businessnews #insolvencies #earlystageinvestment #seed #seedfunding #preseedfunding #laterstagefunding #valuation #privateequity #venturecapital #fundraising #deeptech #biotechnology #AI #europeanstartupodcast #europeanstartup #startupeurope #ecosystem #ecosystems #scalablestartups #jobcreation #marketcapitalization #dealvolume #europeanperspective #cleantechnology #cleantech #fundingslump #biotechcompanies #entrepreneurinterviews #startupradio…

Fintech Germany - Startups and Venture Capital

1
Warm Wishes and Cheers: A Festive Message from Joe Menninger 2:03

1 year fa2:03

2:03

Dear Esteemed Listeners, As the holiday season wraps us in its joyful embrace, I wanted to take a moment to extend my heartfelt gratitude to each and every one of you who has been a part of our incredible journey here at Startuprad.io. This time of year is not just about the twinkling lights and merry melodies; it's about cherishing connections, celebrating accomplishments, and embracing the spirit of togetherness. Your unwavering support, insightful feedback, and enthusiasm have been the driving force behind our podcast's success. As we reflect on the year gone by, I'm filled with immense gratitude for the enriching conversations, the wisdom shared by our remarkable guests, and the vibrant community that surrounds us. Your engagement fuels our passion to continue bringing you thought-provoking insights and valuable content. May this season fill your hearts with warmth, your homes with laughter, and your lives with endless joy. Here's to a new year brimming with innovation, inspiration, and boundless opportunities. Thank you for being an integral part of our journey. From the entire team at Startuprad.io, I wish you and your loved ones a Merry Christmas and a joyous holiday season. Warm regards, Joe Menninger Host, Startuprad.io The background music is Borrtex 04 Happy Holidays published under Creative Commons License…

Fintech Germany - Startups and Venture Capital

1
The Ultimate Fintech Guide: Germany, Austria, and Switzerland 2023 Review 37:58

1 year fa37:58

37:58

Executive Summary As we step into the holiday season, we at Startuprad.io are excited to bring you exclusive insights from our recent Fintech Review 2023 for Germany, Austria, and Switzerland. Our latest episode featured prominent voices in the Fintech industry, offering valuable perspectives on the current landscape and the Fintech Outlook 2024. We talk all things digital finance, banking, and capital markets. Tune in to learn more. Like What You Hear? You can tip us here: https://www.buymeacoffee.com/Startuprad.io Follow Us! If you are listening to our content for the 2nd time please consider following us on social media. https://linktr.ee/startupradio Our Sponsor Startupraven The best way to find investors and cooperation partners for early-stage startups. Sign up here: https://startupraven.com/ Fintech Review Ever since Joe ventured into podcasting, Fintech has ignited tremendous interest. In 2014, he initiated the annual Fintech reviews, initially in German. For several years, Startuprad.io has proudly presented this review as the crowning piece of each year. Lately, there's been a request to shift the publication from December 25th to an earlier date, ensuring you can tune in during your Christmas travels. We're thrilled to accommodate this request, especially for our German investors eager to delve into the thriving Fintech scenes of Hamburg, Berlin, and Munich, along with the broader spectrum of German startups. The Guests 2023 Here are some of the highlights from the episode: - Kimmo Soramäki, CEO of FAN.FI, shares positive news for the upcoming year and discusses the optimization of liquidity for banks and businesses, as well as the challenges posed by the rise in digital payment fraud. - Paolo Sironi, an esteemed author and thought leader, delves into the rise of generative AI and its impact on the banking relationship, emphasizing the importance of digitalization, personalization, and simplification in communication for understanding the value proposition. - Luca Frignani, CEO of Exaloan, provides valuable insights into the challenges and successes in the Fintech lending space in 2023, while also predicting a convergence of Fintech lending, tokenization, and the digital asset ecosystem in 2024. - Ivan Maryasin, CEO of Monite, reflects on the shift of startups towards becoming real businesses and the impact of high interest rates on incumbents and startups. We invite you to tune in to the episode for an in-depth discussion on Fintech, banking, InsurTech, embedded finance, and CBDC, offering you a comprehensive understanding of the industry's current state and future potential. All Links and Show Notes Here is our blog post: https://medium.com/startuprad-io/fintech-review-2023-predictions-and-outlook-for-germany-austria-and-switzerland-1f147e768a87 Topics Discussed in this Interview In this interview we are talking about Kimmo Soramäki, Jörn "Joe" Menninger, Ivan Maryasin, Paolo Sironi, Luca Frignani, Embedded finance, Digital payments, Liquidity optimization, Rising interest rates, Fraud in digital payments, Generative AI, Open banking, Neobanks, Digital wallet usage, Fintech lending, Tokenization, Digital asset ecosystem, Risk management, Startups, Unit economics, Talent migration, Incumbents, Financial services shift, Banking relationship, Digital connectivity, Consumer priorities, Institutional investors, Economic proof…

Fintech Germany - Startups and Venture Capital

1
This Month in German, Swiss, and Austrian (GSA) Startups - December 2023 23:18

1 year fa23:18

23:18

Welcome to our December 2023 wrap-up with vital news from the startup and tech entrepreneurship scenes in Germany, Austria, and Switzerland in 30 minutes or less 🙂. Our startup news is recorded with Chris in New York City and Joe in Frankfurt. The recording date is December 19th, 2023 and all news not included will be in our next news to be released on January 25th, 2024. Note: We will take a holiday break until January 18th, 2023, when you can expect the first publication in the new year. Our Highlights: Aleph Alpha's AI models get bad press. Escooter Tier lays of one-fifth of the workforce. Solarisbank also fires employees, and so does the Austrian scale-up neoom. Sport Alliance gets 100 M US$ funding and Hugo Boss chips into a sustainable fashion fund. Trade Republic is now a fully licensed bank and Instafreight has to file for insolvency. In total, we have more than 30 M US$ new VC investments in Austria, more than 25 M US$ investments in Switzerland, and more than 400 M US$ investments in Germany, vs only three insolvencies. Yes at the core we are very positive :-). It feels better, at least a bit. Let's talk startups: Our Partners (AL) Are you a startup founder, looking for a bank account in the EU? We are banking with Qonto. Sign up, using this link: https://qonto.com/r/pb0kq1 🔥 Supercharge your sales game with Pipedrive! 🚀 Unlock the ultimate tool for lead management and conversion. 💼 Seize this exclusive offer: Get a jaw-dropping 30% OFF for an entire year! 🌐 Elevate your business 💥 #Lead https://www.joinsecret.com/?r=c94534197f2d 🎉 Elevate your customer support game with Zendesk! 🚀 Experience excellence for FREE - get 6 months on us! 🌐 Revolutionize your service and delight your customers. ⏳ Don't miss out on this incredible opportunity! 🚀 #CustomerSupport https://www.joinsecret.com/?r=c94534197f2d 🚀 Elevate your business with Freshworks! 🌐 Unlock a game-changing 90% OFF on their powerful customer engagement tools! 🌟 Seize the moment to supercharge your success. ⏰ Don't miss out - the future of seamless customer experiences awaits! 🚀 #deals https://www.joinsecret.com/?r=c94534197f2d All Links and Show Notes Here is our blog post: https://medium.com/startuprad-io/this-month-in-german-swiss-and-austrian-gsa-startups-december-2023-startuprad-io-e-409-f30d787f0c1f…

Fintech Germany - Startups and Venture Capital

1
This Month in German, Swiss, and Austrian (GSA) Startups - November 2023 20:15

1 year fa20:15

20:15

Like what you hear? You can tip us here: https://www.buymeacoffee.com/Startuprad.io Welcome Welcome to our November 2023 wrap-up with vital news from the startup scenes in Germany, Austria, and Switzerland in 30 minutes or less 🙂. Our Highlights AI startup Aleph Alpha raises half a billion dollars, CMBlu raises 100 mn € for energy storage, WeFox gets 55 M US$ from Deutsche and Unicredit, and Vanguard pulls the plug on their German robo advisor. It seems that Sono Motors has found an investor to keep going at least until the end of 2024 and the German subsidiary of WeWork also has to file for insolvency. Let's talk startups: Our Sponsor Startupraven The best way to identify investors and cooperation partners for early-stage startups. Sign up for early access here: https://startupraven.com/ Find all options to follow us and subscribe https://linktr.ee/startupradio Our Enablers This recording is supported by HTAI and the Enterprise Europe Network Hessen. Look for our dedicated sub-podcast in partnership with them: Tech Startups Germany on our https://linktr.ee/startupradio Top News Aleph Alpha raises 500 mn US$ Heidelberg-based Aleph Alpha raises a total investment of more than half a billion US Dollars from a consortium of industry leaders and new investors for their AI for Enterprises and Governments. CMBlu Energy raises 100 mn € German Energy scale-up CMBlu offers „warehouses for energy", with batteries storing up to gigawatt hours. They now raised 100 million Euros, with Strabag being the sole investor, one of Europe's largest construction companies, based in Vienna. WeFox Raises 55m US$ Deutsche Bank and UniCredit back $4.5 billion insurance startup Wefox with $55 million in fresh funds. WeFox is an online insurance broker and it did not raise equity, so their valuation stayed the same. Sono Motors May Have Found An Investor Sono Motors was once hailed as a new hope for the German startup scene, listing early in the US in November 2021. The company wanted to increase the reach of electro-cars by adding solar cells but ran into many problems while developing electro-cars. In the end, they had to file for insolvency but are now restarting with tech that allows the retrofitting of solar panels for fossil fuel busses. Sono Motors filed a 6-K form with the SEC saying that the company secured its survival for 2024, apparently most of the 250 employees can find further employment. Read more in our blog post: Sono Motors Finds Investor https://buff.ly/3Rjuo9t Vanguard Pulls The Plug on Their Robo Advisor in Germany Vanguard's German robo advisor costs millions and scores only 4 mn assets under management (AuM) at the end of 2022. A disaster according to FinanceFWD. To put this in perspective: Scalable Capital had 11 months after launch more than 100 mn AuM WeWork Germany Files For Insolvency WeWork's German subsidiary filed for insolvency - the company had issues everywhere. Find the full news with all links and show notes here: https://medium.com/startuprad-io/this-month-in-german-swiss-and-austrian-gsa-startups-november-2023-startuprad-io-e-405-99d9efb6f3ff Mentioned in this...…

Fintech Germany - Startups and Venture Capital

1
Revolutionizing Securities: Exploring Securities Tokenization and Transparency with Cashlink 32:29

1 year fa32:29

32:29

Like what you hear? You can tip us here: https://www.buymeacoffee.com/Startuprad.io Executive Summary In this episode of Startuprad.io, host Jörn "Joe" Menninger interviews Michael Duttlinger from Cashlink. They discuss the importance of transparency with shareholders and how communication is key during a pivot. Cashlink, a leading registrar for tokenized securities in Germany, aims to disrupt the securities market and provide a more cost-efficient and transparent alternative to traditional intermediaries. They recently raised €7 million in a fundraising round and are collaborating with major financial institutions in Germany. Cashlink is focused on growth, acquiring new issuers and clients, and building its regulated financial institution to support the growing market for tokenized securities in Germany. Subscribe Here https://linktr.ee/startupradio Our Enabler Startupraven The best way to find investors and cooperation partners for early-stage startups. Sign up here: https://startupraven.com/ Our Enabler HTAI and the Enterprise Europe Network Hessen This recording was made possible by HTAI and the Enterprise Europe Network Hessen. These organizations have made tremendous contributions to helping startup businesses succeed and thrive, providing a range of services from helping to find grants to ongoing partnerships. By taking advantage of these resources, startup companies can network and develop innovative strategies for success on the international stage. The dedicated support of HTAI and the Enterprise Europe Network Hessen is paramount in providing startup businesses with the tools for lasting success. Learn more here: https://www.htai.de/ and https://www.een-hessen.de/ Questions Discussed in the Interview How has transparency played a role in Cashlink's relationship with shareholders? In what ways did the communication with shareholders intensify during the pivot period? How does Cashlink differentiate itself from traditional infrastructure providers such as Clearstream Banking Frankfurt? What benefits does tokenization bring to participants in the securities market? How has Germany's progressive regulation for tokenization contributed to the growth of Cashlink and the ecosystem as a whole? What challenges did Cashlink face during its pivot from a fintech for money transfers to a tokenization market focus? How did Cashlink navigate investor and stakeholder concerns during the pivot period? How does increased competition in the tokenization market disrupt the traditional securities market and benefit investors? What role does automation play in making securities handling more cost-efficient and creating new investment opportunities? The Founder Michael Duttlinger, the founder of Cashlink, started his fintech journey with a typical garage story reminiscent of those heard in Silicon Valley. All Links and Show Notes https://blog.startuprad.io/revolutionizing-securities-exploring-tokenization-and-transparency-with-cashlink-e-403-f655217533fc Mentioned in this episode: Startupraven.com The best way to identify investors and cooperation partners for...…

Fintech Germany - Startups and Venture Capital

1
From Fintech CTO to Co-Hosting Startuprad.io's Deep Tech Track | Startuprad.io E 402 32:25

1 year fa32:25

32:25

“I built the tech behind it to make it work, and, we got quite some revenue through through that, and, yeah, it was one of my first businesses that I really incorporated where it really went to the notary, Form the legal entity and all these things.” — Mario Hachemer Executive Summary In this episode of Startuprad.io, we are joined by the newest co-host, Mario Hachemer, who brings a wealth of experience in technology and entrepreneurship to the table. Mario’s journey has been nothing short of fascinating, from the rise and fall of his subscription box business to his role as CTO of FastBill and later for unicorn FreshBooks in Germany, eventually leading to his exploration of the world of AI as a freelance consultant and mentor. Mario’s insights into deep tech and AI’s impact on businesses and society are both thought-provoking and enlightening. Moreover, the hosts share a passion for science fiction and discuss the works of literary giants such as Ian Banks and Terry Pratchett. They also delve into Mario’s love for spicy food and his experiences in various countries. Join us as we delve deep into the world of tech, AI, entrepreneurship, and a touch of spicy cuisine with our new co-host, Mario Hachemer. Like What You Hear? You can tip us here: https://www.buymeacoffee.com/Startuprad.io The Entrepreneurial Spirit: “I had trouble finding like-minded people. I studied my 1st university was in Koblenz, and it just there wasn’t that much of an entrepreneurial spirit.” — Mario Hachemer Follow Us on Social Media! If you are listening to our content for the 2nd time please consider following us on social media. https://linktr.ee/startupradio The New Co-Host Mario Hachemer, ( https://www.linkedin.com/in/mahachemer/) the co-host of Startuprad.io's Deep Tech Track, was involved in the successful startup Fast Bill. During his time with Fast Bill, the company raised significant venture capital, allowing them to develop innovative technology stacks and rapidly expand their operations. The company's success eventually led to its acquisition by FreshBooks, a major player in the accounting and invoicing software industry. Fast Bill's ability to attract venture capital and subsequent successful integration into FreshBooks showcase their achievements and position them as a standout player in the technology and startup landscape. Fast Bill set itself apart from its competition through its ability to not only raise venture capital but also develop and implement groundbreaking technology stacks. Learn more about Mario or reach out to him: https://twitter.com/MarioHachemer https://www.meetup.com/de-DE/grunderstammtisch-founders-table-frankfurtrheinmain/ https://www.linkedin.com/in/mahachemer/ mario@startuprad.io All Links and Show Notes Here is our blog post: https://medium.com/startuprad-io/from-unicorn-cto-to-co-hosting-startuprad-ios-deep-tech-track-startuprad-io-e-402-073c63686fc4 Mentioned in this episode: Startupraven.com The best way to identify investors and cooperation partners...…

Fintech Germany - Startups and Venture Capital

1
This Month in German, Swiss, and Austrian Startups - October 2023 | Startuprad.io E 400 20:29

1 year fa20:29

20:29

Like what you hear? You can tip us here: https://www.buymeacoffee.com/Startuprad.io Welcome to our October 2023 wrap-up with vital news from the startup scenes in Germany, Austria, and Switzerland in 30 minutes or less 🙂. This time we wrap up October 2023 in our 400th episode! Our startup news are recorded with Chris today in Germany and Joe in Frankfurt. The recording date is October 25th and all news not included will be in our next news to be released on November 30th. This time we made more cuts to our news here. We hope you like the lighter version of it. If you think we cut too much, feel free to let us know. For everyone who celebrates it: Happy Halloween AAAAAAAAAAAAAAND Happy Thanksgiving! Our Highlights: BioNTech is a very special case in Germany, but now one of their former Senior Vice Presidents (Katalin Karikó, has been awarded the Nobel Prize in Medicine 2023 for her research in mRNA). Two German companies IPOed (yes, no startups, but still a good sign). Solar startup Nexwafe starts 120 M € funding, Black Semiconductor from Aachen is looking to raise 500 M €, and there is bad news about the former unicorn Infarm. Let's talk startups: Subscribe Here Find all options to subscribe to our newsletter, podcast, YouTube channel, or listen to our internet radio station here: https://linktr.ee/startupradio Our Enablers This recording is supported by HTAI and the Enterprise Europe Network Hessen This recording was made possible by HTAI and the Enterprise Europe Network Hessen. These organizations have made tremendous contributions to helping startup businesses succeed and thrive, providing a range of services from helping to find grants to ongoing partnerships. By taking advantage of these resources, startup companies can network and develop innovative strategies for success on the international stage. The dedicated support of HTAI and the Enterprise Europe Network Hessen is paramount in providing startup businesses with the tools for lasting success. Look for our dedicated sub-podcast in partnership with them: Tech Startups Germany on our https://linktr.ee/startupradio Startupraven.com The best way to identify investors and cooperation partners for early-stage startups. Sign up for early access here: https://startupraven.com/ Top News Former Employee of BioNTech Receives as 13th Women Nobel Prize in Medicine BioNTech is a very special case in the German startup world. During corona, they have been assumed to be responsible for 0.5% of GDP growth of all of Germany, one of the five largest economies in the world. Now they have another very unique distinction: A former Senior Vice President (2013–2022) of the company Katalin Karikó, has been awarded the Nobel Prize in Medicine 2023 for her research in mRNA. Congratulations to her, being the 13th woman to have won a Nobel prize in medicine, she is sharing the prize with Drew Weissman. Solar Startup Hunting for 100+ M € in Funding at 500 M Valuation Freiburg, Germany-based solar startup Nexwafe starts new funding, aiming for 120 m € in Venture Capital at a valuation of up to 500 M € Black Semiconductor 500 M € in Funding Aachen, Germany-based chip startup Black Semiconductor about to close large funding of 500 M €, with up to 70% of government funding. The founders are looking to develop a new way to connect elements on semiconductors but may need up to 7 years for the...…

Fintech Germany - Startups and Venture Capital

1
From Berlin to Zurich: NGP Capital's Research on VC Funding in the DACH Region 26:22

1 year fa26:22