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Long-Term Care Solutions in Retirement - Hybrid Life Insurance
Manage episode 442737754 series 2810299
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In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss the life insurance-based hybrid long-term care solutions, building on their previous conversation about hybrid annuities. They explore the advantages of a hybrid approach, particularly focusing on the MoneyGuard Fixed Advantage policy as an example. Radon and Murs explain how this product offers both a death benefit and long-term care coverage, making it an attractive option for those looking to protect their assets and ensure care later in life.
Listen in to learn about the key features of hybrid long-term care insurance, including tax-free benefits and flexibility in coverage options. Radon and Murs also dive into how these policies can be structured to provide peace of mind without the worry of losing premiums, unlike traditional long-term care insurance. Whether you're considering annuities or life insurance, this episode helps clarify the potential benefits and drawbacks of each option.
In this episode, find out:
· The differences between hybrid annuities and hybrid long-term care insurance policies.
· Key features of the MoneyGuard Fixed Advantage policy.
· How hybrid long-term care insurance can protect your assets and provide tax-free benefits.
· Why flexibility and elimination periods matter in long-term care coverage.
· A comparison of long-term care and death benefits within hybrid life insurance policies.
Tweetable Quotes:
· "With hybrid long-term care insurance, you're not just buying coverage—you’re securing peace of mind for both you and your heirs." – Radon Stancil
· "This is about transferring some of the risk for long-term care, giving you options without losing the money you’ve invested." – Murs Tariq
Resources:
If you are in or nearing retirement and want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!
To access the course, simply visit POMWealth.net/podcast.
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