Host Ben Rizzuto connects you with timely insights on the latest defined contribution retirement strategies. Exploring top trends and considerations for plan sponsors and participants, Plan Talk keeps you at the forefront of developments in the DC marketplace and offers perspective on what they mean for you and your practice. Ben Rizzuto is a Retirement Director for Janus Henderson Investors. He works with financial professionals, platform partners, Janus Henderson colleagues and clients to find solutions to today’s increasingly difficult retirement issues. Ben holds FINRA Series 7 and 66 securities licenses and the Certified Financial Planner (CFP®) and Chartered Retirement Plans Specialist (CRPS®) designations. Email: Benjamin.Rizzuto@janushenderson.com The views presented are as of the date published and may not reflect the views of others in the organization. They are for information purposes only and should not be used or construed as investment, legal or tax advice or as an offer to sell, a solicitation of an offer to buy, or a recommendation to buy, sell or hold any security, investment strategy or market sector. Nothing in this material shall be deemed to be a direct or indirect provision of investment management services specific to any client requirements. Opinions and examples are meant as an illustration of broader themes, are not an indication of trading intent, are subject to change and may not reflect the views of others in the organization. It is not intended to indicate or imply that any illustration/example mentioned is now or was ever held in any portfolio. No forecasts can be guaranteed and there is no guarantee that the information supplied is complete or timely, nor are there any warranties with regard to the results obtained from its use. Past performance does not predict future returns. Investing involves risk, including the possible loss of principal and fluctuation of value. https://www.janushenderson.com/social/social-media-important-disclosures/