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EP6- Requirements for a Mortgage Pre-Approval
Manage episode 456626712 series 3624899
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This Episode discusses the importance of mortgage pre-approval for prospective homebuyers. It explains that pre-approval provides confidence when house hunting, protecting buyers from wasting time viewing unaffordable properties. The process considers three key factors: credit score, employment history, and debt-to-income ratio. The speakers highlight pre-approved interest rates are typically fixed for 120 days, offering protection against rate increases. Finally, they emphasize the ease and benefits of obtaining pre-approval.
https://www.houseinbrampton.ca/communities/bank-estate-sale-properties/
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