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Jim Sells The Suncoast: Buying and Selling Real Estate in Sarasota, Manatee County, Tampa, Port Charlotte, and Beyond
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Expert Insurance Tips for Floridians ft. Heather Andrews
Manage episode 437750954 series 3591266
Contenuto fornito da Jim Ahearn. Tutti i contenuti dei podcast, inclusi episodi, grafica e descrizioni dei podcast, vengono caricati e forniti direttamente da Jim Ahearn o dal partner della piattaforma podcast. Se ritieni che qualcuno stia utilizzando la tua opera protetta da copyright senza la tua autorizzazione, puoi seguire la procedura descritta qui https://it.player.fm/legal.
In this episode of Jim Sells the Suncoast, host Jim Ahearn is joined by Heather Andrews from Andrews Insurance Agency to explore the complexities of homeowners insurance in Florida. Heather shares expert advice on obtaining the best coverage, explaining the differences between homeowners, hazard, and flood insurance, and how natural disasters like floods and hurricanes can impact your claims.
Listeners will gain valuable insights into the factors that affect insurance premiums, including insurance scores, home age, and location. Heather also emphasizes the importance of updating policies after renovations and discusses the growing trend of adding equipment breakdown and service line coverage. She advises against relying on online quotes and DIY insurance, highlighting the benefits of working with a personal agent. Additionally, Heather covers the role of various deductibles, the benefits of bundling different types of insurance, and provides essential tips for new Suncoast residents on selecting the right insurance when purchasing a home.
Key Takeaways:
- Differences between homeowners, hazard, and flood insurance
- Impact of natural disasters like floods and hurricanes on insurance claims
- Factors influencing insurance premiums, including insurance scores, home age, and location
- Importance of updating policies after home renovations
- Benefits of adding equipment breakdown and service line coverage to policies
- Advantages of working with a personal insurance agent over DIY solutions
- Guidance for new Suncoast residents on selecting the best insurance
Follow Jim Sells the Suncoast for more expert advice on navigating the complexities of Florida's real estate and insurance markets.
Looking to buy or sell a home on the Suncoast? Reach out to Jim at jim.ahearn@gmail.com or visit his website, Jim Sells the Suncoast
Need insurance, visit Heather Andrew's website, Andrews Insurance Agency, or call (941) 779-6589
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