Episode 10 - Perpetual Improvement for the New Year and New Intro

Start100K

Can you save an extra dollar a day? We’re now in the time of year where New Year’s resolutions are made. Big lofty goals are hanging in the air, but most will not stick. It’s not because the goals are wrong or too big. It’s because we forget about the power of the process. If you want to lose weight, start with 5 minutes a day of working out and never skip. Make a new rule that you won’t park at the front of the parking lot. Take the stairs exclusively. If you want to save more money, find $1 you can save each day. Better yet, find a way to make one extra dollar a day too. Seems pretty achievable, right? Well, that’s an extra $60 per month. That’s what I started my Roth IRA with and it grew to over $20 thousand dollars before I transferred it into my current IRA without adding any more than $50 dollars per month to it. That $50 per month is still growing today.

I want you all to make 2022 a year that you celebrate the little things. Look for small ways to improve. Look for something you know you can sustain forever.

If you want a great book on small, incremental improvement, read James Clear’s Atomic Habits. I wish I’d read that book when I was 18. The audio version is great too.

Action Items:

1. Find a small change that you can make to improve your financial life.
2. Email me a small financial win. I’m considering adding a “Weekly Win” segment to the show, so please let me know if that would be interesting to you.
3. Share the podcast and subscribe so we can complete this journey together!

Check out our Facebook group and connect with others on their journey to financial security and independence!

To contact me, please use the email [e-mail].

Links:

James Clear Atomic Habits:

https://jamesclear.com/atomic-habits

Article on Start100K: https://start100k.com/perpetual-improvement-in-the-new-year/