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Helping listeners within 5 years of retirement invest wiser and retire better, as we discuss key financial topics like investing, retirement planning, behavioral finance, taxes, Social Security, Medicare, and more.
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Inspiration and information for creating an amazing second half of life: There is an abundance of information on creating a great life for those in their 20s, 30s, and even 40s, but truly little for those 50 and beyond. The media seems to think we should either be chasing our past glory days by clinging to youth with a white knuckle death grip OR just quietly fading into the background and letting life pass by. Yet, this time of life brings an amazing opportunity to combine our wisdom and ex ...
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Welcome to Retirement Power Hour! In Episode 33, host Joe Allaria, CFP®, discusses the key factors in determining how much life insurance you need. He covers important considerations like paying off mortgages, covering future expenses for children, and replacing income for a spouse, along with strategies for wealth transfer and estate tax planning.…
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Welcome to Retirement Power Hour! In Episode 32, host Joe Allaria, CFP®, interviews Scott Carson, a seasoned wealth advisor with over 30 years of experience. Scott, a senior wealth advisor at CarsonAllaria Wealth Management, shares valuable insights from his extensive career in financial planning. If you enjoyed this episode, make sure to check out…
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Can you retire with $1M at age 60? Tune in to Episode #31 as host Joe Allaria, CFP®, discusses the different factors that impact the answer, including your retirement expenses, other income, Social Security, and more. If you enjoyed this episode, make sure to check out our latest podcast on How to Retire Early Using Phases Submit Your Questions To …
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Do you want to retire now and gain more freedom sooner? The answer could be yes, but the path to achieving it might differ from what you imagine. In episode #30 of the Retirement Power Hour, Joe Allaria, CFP®, and Mark Allaria, CFP®, sit down and discuss ways you can retire early using phases. Many people envision retirement as abruptly shifting fr…
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Are you tired of donating cash to charities and missing out on potential tax savings? In this episode of the Retirement Power Hour, Joe Allaria, CFP®, provides four different ways, including Gifting Appreciated Shares, Qualified Charitable Distributions (QCDs), Bunching Donations Into One Year, and Mega-Bunching with Donor Advised Funds, that you c…
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The 2024 presidential election has caused many investors to wonder if they should be doing anything differently. Is it safe to stay invested in stocks and bonds during this time, or should investors move their money to the sidelines until later this year? In Episode #28 of the Retirement Power Hour, Joe Allaria, CFP®, talks with Jake DeKinder, Head…
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In Episode #27 of the Retirement Power Hour, Joe Allaria, CFP®, talks about various ways you can protect yourself online from cybersecurity attacks, phishing attempts, and other forms of attempted fraud. Resources Mentioned on the Show: As Nationwide Fraud Looses Top $10 Billion in 2023 Identity Theft: 15 Ways to Protect Against Cyber Attacks If yo…
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In 10 years will you be able to rely on Social Security to be there for you? In episode 26 of the Retirement Power Hour, Joe Allaria, CFP ®, talks about if Social Security is going to pay out benefits in the future and a six-part plan on how to fix Social Security. To learn more on this topic, take a look at our article on Social Security: Will I G…
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Can we trust these large financial institutions that claim to know what the market is going to do? In this episode of the Retirement Power Hour, Joe Allaria, CFP ®, sits down with fellow financial advisor, Jay Waters, to talk about what happened in 2023, what the “experts” say is going to happen in 2024, and why to think twice before listening to w…
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Is it even possible to pay 0% in Capital Gains Tax? In this episode of the Retirement Power Hour, Joe Allaria, CFP®, explains 4 strategies to NOT pay any capital gains tax, including gain harvesting, donating appreciated shares of securities, tax-loss harvesting, and not selling at all (but instead leaving your shares to your heirs). If you enjoyed…
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Dr. Mina is a Harvard trained dermatologist and host of The Skin Real podcast is on a mission to provide people with real skin care information and advice. In this episode she discusses misconceptions and ways to simplify skin care, the three products we should all be using, skin changes… The post Simplifying Skin Care in Midlife (with Dr. Mina) ap…
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Most retirement conversations seem to hinge around dollars and dates – how much do you have and when will you retire. Bill and Pete Bush are financial planners who approach the conversation a bit differently and share how our 50s are the time to really be thinking through what we… The post Building a Pre-Retirement Flight Plan in Your Fifties (with…
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Most people are worried about having enough money saved for retirement; but financial planning alone, without lifestyle planning, is a ticket to Retirement Hell. In this episode of The Retirement Power Hour, Joe Allaria, CFP®, sits down with Author Mike Drak to discuss his book “Longevity Lifestyle by Design” and how to avoid failing at retirement.…
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Without your health how could you enjoy your retirement? The time is now to invest in your health! In this episode, Joe Allaria, CFP®, gets the chance to sit down and talk with Dr. Tibor Kopjas and discuss ways to stay healthy, get fit, and feel great in retirement. About Our Guest Dr. Tibor Kopjas, a practitioner for over 30 years in Maryville, IL…
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Travel is one of the most popular activities that retirees like to tackle after their working years. Whether traveling domestically or internationally, retirement is a wonderful time to explore new places and to take your time while doing so. On this episode, Host Joe Allaria is joined by Travel Advisor and Founder of New View Travel, Janine Cartie…
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Just a quick episode without a guest to talk about what’s been happening, a solution (perhaps) to making friends in midlife, and a cool fitness app I’ve been using to track food and nutrients (www.cronometer.com). Ready to play bigger in midlife? Let’s get started! Thank you for listening –… The post Catching Up, Friends in Midlife, and Tracking Fo…
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Do you have "good" investments? How do you know? What is a good rate of return? How much time do you need to evaluate if you own good investments? In this episode, Host Joe Allaria and Co-Host Jay Waters discuss the pitfalls the many investors fall into when they are evaluating their own investments, and how having the wrong perspective can lead yo…
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Annuities seem to have a negative connotation within the financial industry, but do they deserve it? Are annuities good or are they bad? Because there are so many different types of annuities, it's hard to generalize that they are either good or bad. Each annuity should be evaluated independently based on each individual’s situation. On episode 19 …
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Social Security filing strategies can get complex for couples, especially those with different ages. Can you start a spousal benefit, then switch to your own? Can you start your own benefit, then switch to a spousal benefit? What is a restricted application? Can I still file and suspend? So many questions and not enough answers. But, we're fixing t…
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Alison Jacobson hosts the podcast “Midlife Mavericks,” coaches midlife women, and is author of the book “Daily Inspiration for Midlife Women: A Guide to Peace, Joy, Confidence, and Abundance.” I am very excited to have Alison as a guest as we share a similar view of the power of midlife.… The post Inspiration for Midlife Women (with Alison Jacobson…
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This episode is about retirement, but not really about saving or investing. Rather, Joe Allaria, CFP and host of The Retirement Power Hour Podcast, joins me to discuss thinking about the lifestyle of retirement and creating a fulfilling retirement. Sure, the numbers are important, but if the average retirement is… The post Retiring Better (with Joe…
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Theresa DeWit has a huge vision: to make a difference in one million marriages. Like many visions, it started out smaller. She just wanted to pass some marriage advice on to her 20-something kids. That advice has grown into a best-selling book, an online course, and relationship coaching. Theresa shares… The post Joyfully Married (with Theresa DeWi…
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It's that time of year again...when we see stock market predictions being released by financial institutions, fund managers, financial media personnel, and other financial “experts.” Most of these predictions end up being wildly inaccurate, yet they keep being made, and many keep listening. Click to listen as host Joe Allaria uncovers how these "ex…
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I can’t be the only one who’s noticed health and fitness takes a lot more intentionality and conscious effort than it did in my 30s, or even my 40s. Things take longer, I bounce back slower, and life catches up quicker. I suspect many of us in our 50s and… The post Fitness Transformation After 50 (with Martin Bolduc) appeared first on Midlife Maste…
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I LOVED this conversation with Ellen Kocher and Dominique Ben Dhaou. As the co-authors of the book Wake-Up, Shake-Up, Thrive!: How to Lift Up Your Life in Your 50’s and Beyond, they brought tons of information and inspiration on creating and embracing a vibrant life after 50, with a particular… The post Wake-Up, Shake-Up, Thrive! (with Ellen Kocher…
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In this episode, Host and CERTIFIED FINANCIAL PLANNER™ professional Joe Allaria is joined by Wendy Green, the Founder and Host of the "Hey, Boomer" podcast, and the two discuss Creating Your Retirement Identity. Recent retirees can often find themselves in a retirement identity crisis after using their title as a defining adjective for who they are…
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Happy New Year! No guest this episode. I wanted to share some thoughts I’ve been having about replacing my annual goals with a focus on developing really small habits. I have been creating annual goals for the past 20 years and I like the direction they provide, but I’ve noticed… The post Experimenting with Replacing Goals with Habits appeared firs…
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In this episode, Host and CERTIFIED FINANCIAL PLANNER™ professional Joe Allaria is joined by Co-Host Jay Waters, Wealth Advisor with CarsonAllaria Wealth Management, to discuss our Top 10 Retirement Myths that seem to be widely accepted amongst those in or near retirement. In Part 2 of this two-part series, we cover the final five myths, including:…
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In this episode, Host Joe Allaria is joined by Co-Host Jay Waters to discuss our Top 10 Retirement Myths that seem to be widely accepted amongst those in or near retirement. In Part 1 of this two-part series, we cover the first five myths, including: First 5 of the Top 10 Retirement Myths If you reach a certain dollar amount (say $1M), you can safe…
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Many in the fitness industry promise (or strongly suggest) quick fixes and amazing results. But that’s not really how our bodies work and it often leads to disappointment, frustration, and the relentless search for that next miracle diet and workout. But what if we approached it differently? Nate Wilkins and… The post Aging Well (with Ageless Worko…
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On Episode 13, host Joe Allaria covers "13 Year-End Financial Strategies" to consider before we enter into 2023. Here are the 13 strategies with links to resources mentioned 1. Contribute to employer-sponsored retirement plans 2. Contribute to a Health Savings Account (HSA) 3. Spend the rest of Flex Spending Account (FSA) 4. Make charitable contrib…
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She’s back! Gail Gensler returns for another episode and brings her non-stop full throttle enthusiasm for (mid)life with her. She points out that everyone is, will be, or was in midlife, so why do we spend so little time discussing it? We talk about: How to get started creating a… The post Midlife in Beast Mode (with Gail Gensler) appeared first on…
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The Bipartisan Budget Act of 2015 made what some would consider significant changes to a few key Social Security filing strategies. Specifically, the legislation removed some well-known Social Security loopholes that were used by many to increase spousal benefits. But, one of those loopholes was phased out over time, which means it could still be u…
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It’s always fun to have another midlife podcaster on the show. Today, I’m joined by Billy Lahr, co-host of Mindful Midlife Crisis and co-creator of the Reflect, Learn, Grow course. We cover a lot of ground in this show as Billy shares: How cultivating a mindfulness practice changed and saved… The post Having a Mindful Midlife Crisis (with Billy Lah…
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Retire Your Bad Health Habits w/ Kevin English + a Question on Medicare Enrollment While Working
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A sound financial plan is only one part of living a better retirement. Another huge part is maintaining good health and it's extremely difficult to "retire better" if you don't feel better. On this episode, Kevin English, a health and wellness expert specializing in helping those over 50 years of age, joins Joe Allaria to share a few simple keys to…
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It took an emotional breakdown for Rae Ann to realize she had been living someone else’s dream and get clarity on her own aspirations. Using that difficult path, she became a transformational life coach focused on helping women discover what they want to do with their lives and live on… The post Live Your True You (with Rae Ann Louise) appeared fir…
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Retirement brings unique challenges that you may not experience during your working years. Advisors that work with retirees or those close to retirement should understand this and adjust their practices accordingly. In this episode, Joe Allaria is joined by 30-year industry veteran, Scott Carson, as the two discuss five things a retirement-focused …
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Midlife is a fantastic time to take on new hobbies or to return to those that really interested us when we were younger. In midlife, we typically have a bit more time, money, opportunities, and resources than we did in our 20s or 30s, and a bit more wisdom as… The post Riders of a Certain Age (with Fran Severn) appeared first on Midlife Mastery Pod…
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Jacqueline (Jack) Perez is on a mission to normalize aging. In 2017, she created Kuel Life, a website providing community and expert advice for midlife women. Along with curated content and real-life expert advice, the site also showcases women-driven brands. In this episode, we discuss the importance of community and… The post Normalizing Aging (w…
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In this episode, Host Joe Allaria, CFP® answers a listener question about how to estimate life expectancy for the purposes of building your financial plan, and he also explains six of the biggest and most common mistakes that retirees are making in regard to Social Security, including: Starting benefits too early Not coordinating benefits for marri…
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Does your life feel rushed, distracted, and disconnected? Anita Heidema and Dario Tomaselli, founders of O’Live Your Life, want to help you change that. They went from lives that were successful, but stressful and separate to having lives that are present, connected, and purposeful. And they want to share their… The post Living a Mediterranean Life…
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Merle Saferstein spent much of her career helping Holocaust survivors share their life stories. From that experience she began writing, speaking, and teaching to help others live their legacy. In this episode, we discuss: those pivotal moments that change our lives, aligning your life behind how you want to be… The post Living Your Legacy (with Mer…
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There are 11,000 Baby Boomers turning 65 everyday. Many of them share the same Medicare questions, like: Do I need to enroll at age 65? What if I work past age 65? What coverage is best for me? Should I get a Medicare Supplement or Medicare Advantage plan? What does Medicare cover? Does my income impact my premium? If so, how? On this episode, Joe …
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Where are you downplaying your strengths and experience? How could you put them to use to create a new career opportunity? Have you ever thought about starting a side business, moving into a new job or career, or completing a bucket list item such as writing a book? By the… The post Recording My First Record (with Terry Sweet) appeared first on Mid…
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Does life insurance make sense in retirement? If so, why? What are some creative and useful reasons for retirees to retain coverage? Also, what should policy owners and their agents be doing to properly maintain these policies over time? On this episode of The Retirement Power Hour, host Joe Allaria will be joined by insurance industry rock star Sh…
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How do you transform your life? How do you go from midlife malaise to being exited about who you are and who you’re becoming? Jeff Goodrich did it by adopting his dog, Duder. At least, that was the start. With Duder’s help, Jeff lost 70 pounds, went from the couch… The post My Dog Saved My Life (with Jeff Goodrich) appeared first on Midlife Mastery…
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On this episode, Joe Allaria welcomes David Blanchett, Managing Director and Head of Retirement Research for PGIM DC Solutions. David is a respected voice in the financial industry and has published over 100 papers in a variety of industry and academic journals. He's also received awards for his research from the Academy of Financial Services, the …
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Tad Stahl describes himself as “just a middle-class dude raising a family in Indiana.” That’s true, but leaves out a bit. In his mid-fifties, he took on a new challenge by following his adult sons into racing go karts. What started as a weekend hobby with his sons has grown… The post As Seen On YouTube (with Tad Stahl) appeared first on Midlife Mas…
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Something a little different today to celebrate the 50th episode of Midlife Mastery. The other day, I came across a post I wrote on my blog a few years ago about midlife and wanted to share it here: Never Too Late Do you remember when it mattered? When your dreams… The post Episode 50: Never Too Late appeared first on Midlife Mastery Podcast.…
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In midlife, many find themselves solidly in their comfort zone, where everything is fine. But, “fine” is a dangerous place where life turns stagnant and dreams die. Lori Saitz, CEO of Zen Rabbit and host of the podcast “Fine is a Four Letter Word” discusses how she transitioned her life… The post Being “Fine” is a Trap (with Lori Saitz) appeared fi…
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