This episode covers five common mistakes people make in retirement planning, from budgeting issues to tax missteps. Understanding these can help bring clarity to the retirement planning process. For more information contact Tim Stearns, CFP® at (800) 640-2256 and visit the website at TjStearns.com.Di Tim Stearns, CFP®

Are you #readytoretire? Like, really ready? Not just tired of work and wishing to quit, but financially prepared for 20 to 30 years or more of unemployment? If you're retirement-minded and aiming for confidence when that day comes, tune in to this week's Protect and Grow as TimStearns, CFP® reviews the essential questions to answer to gauge your re…

Planning for income in your retirement is essential for financial security. In this episode, we'll discuss practical strategies for maintaining a steady income during your retirement years. Learn about budgeting, investment options, social security benefits, and ways to optimize your savings. Start planning now for a comfortable and stable retireme…

Knowing when to move your money can be crucial for maximizing your financial potential. In this episode, we explore 8 key moments where adjusting your investments or savings strategy might be the smartest move. From major life changes to market shifts, these are the times when moving your money can make a big impact. For more information contact Ti…

In this episode, we explore the differences between brokers and advisors, offering a general overview of how each operates within the financial world. We'll touch on the distinctions in their responsibilities, how they earn money, and the services they provide. If you're curious about the roles brokers and advisors play in managing investments or h…

Tim Stearns breaks down key insights from Tony Robbins’ The Holy Grail Of Investing" and strategies for long-term investing. In the fourth and final part of this series learn how top investors approach financial planning. For more information contact Tim Stearns, CFP® and his team at TjStearns at (800) 640-2256 and visit the website at www.tjstearn…

Tim Stearns breaks down key insights from Tony Robbins’ The Holy Grail Of Investing" and strategies for long-term investing. In the third part of this series learn how top investors approach financial planning. For more information contact Tim Stearns, CFP® and his team at TjStearns at (800) 640-2256 and visit the website at www.tjstearns.com/.…

Tim Stearns breaks down key insights from Tony Robbins’ The Holy Grail Of Investing" and strategies for long-term investing. Learn how top investors approach financial planning. For more information contact Tim Stearns, CFP® and his team at TjStearns at (800) 640-2256 and visit the website at www.tjstearns.com/.…

Explore key investment strategies inspired by Tony Robbins' book in this webinar. We discuss concepts that could reshape your approach to investing, offering insights for both beginners and seasoned investors. For more information contact Tim Stearns, CFP® and his team at TjStearns at (800) 640-2256 and visit the website at www.tjstearns.com/.…

Retirement planning can be confusing, and there's a lot of information out there. In this episode, we break down seven common myths that could be holding you back from a secure future. What do you need to know? Watch now to find out. For more information contact Tim Stearns, CFP® and his team at TjStearns at (800) 640-2256 and visit the website at …

Wondering if you're truly prepared for the next stage of your life? In this episode, we explore key considerations that every individual should think about as they approach retirement. It's not just about the numbers—it's about your future. Are you ready? For more information contact Tim Stearns, CFP® and his team at TjStearns at (800) 640-2256 and…

Welcome to our latest episode where we sit down with esteemed attorney Don Cosley to delve into the intricacies of legal financial planning. From estate planning to understanding your rights in financial matters, Don offers invaluable insights and practical advice to help you navigate the complex legal landscape. For more information contact Tim St…

In this Episode, we explore the concept of the income gap, its causes, and its impact on society. Gain insight into the factors contributing to income disparities and their broader implications. For more information contact Tim Stearns, CFP® and his team at TjStearns at (800) 640-2256 and visit the website at www.tjstearns.com/.…

Curious about the thoughts and considerations that occupy financial advisors? In this video, we explore the various factors and ideas that influence their work. Get a sense of the broader landscape of financial advisory and what might be shaping their perspectives. Tune in to get an insight into this intriguing field. For more information contact T…

In this video, we explore the basics of annuities, life insurance, and long-term care (LTC). Discover the different types, benefits, and considerations for each. For more information contact Tim Stearns, CFP® and his team at TjStearns at (800) 640-2256 and visit the website at www.tjstearns.com/.Di Tim Stearns, CFP®

Are retirement worries keeping you up at night? In this episode, we tackle the most common roadblocks that can derail your retirement plans. From insufficient savings to rising healthcare costs, we provide practical strategies to overcome these challenges. For more information contact Tim Stearns, CFP® and his team at TjStearns at (800) 640-2256 an…

In this episode, We tackle the current financial topics that are popular today including Memestocks, The Election, and Roth's. For more information contact Tim Stearns, CFP® and his team at TjStearns at (800) 640-2256 and visit the website at www.tjstearns.com/.Di Tim Stearns, CFP®

Are retirement worries keeping you up at night? In this episode, we tackle the most common roadblocks that can derail your retirement plans. From insufficient savings to rising healthcare costs, we provide practical strategies to overcome these challenges. For more information contact Tim Stearns, CFP® and his team at TjStearns at (800) 640-2256 an…

Welcome to our guide on Financial Independence! 🌟 In this video, we explore the essentials of achieving financial freedom, including what financial independence means and steps you can take to reach it. Discover strategies for saving and investing, building passive income streams, and adopting the right mindset for success. Whether you're aiming fo…

Explore how upcoming elections could reshape your retirement plans. From Social Security to Medicare, learn how policy changes might affect your financial future. Stay informed, stay prepared! Don't forget to like, share, and subscribe for more tips! For more information contact Tim Stearns, CFP® and his team at TjStearns at (800) 640-2256 and visi…

In this episode, we're focusing on essential tips for those nearing retirement. 🏝️ We'll discuss refining your goals, optimizing savings, making smart investments, and managing retirement accounts. Subscribe and ring the bell for more insights on a comfortable retirement. 🔔💡For more information contact Tim Stearns, CFP® and his team at TjStearns at…

Planning for income in your retirement is essential for financial security. In this episode, we'll discuss practical strategies for maintaining a steady income during your retirement years. Learn about budgeting, investment options, social security benefits, and ways to optimize your savings. Start planning now for a comfortable and stable retireme…

Planning your retirement income? Tim Stearns, CFP®, offers expert advice on how to make the most of your savings and create a sustainable income stream. Learn essential strategies for a secure and comfortable future. Don't miss these valuable tips to ensure your financial peace of mind in retirement. Tune in and start planning today! For more infor…

Planning for retirement involves more than just saving money; it means understanding potential challenges like outliving your savings, inflation, healthcare costs, and market fluctuations. In this video, we discuss these crucial retirement risks to help you make more informed decisions for a secure and fulfilling retirement. Call now to get your pe…

Are you ready to secure your financial future and protect your loved ones? Join Tim Stearns, Chicagoland’s Certified Financial Planning professional, as he provides essential insights on navigating the complexities of retirement and financial planning. This video is your gateway to understanding how proactive planning can enhance your financial sta…

Unlock the secrets to maximizing your retirement savings with our comprehensive guide to your 401(k)! Discover why employer-sponsored plans like the 401(k) are vital tools for securing your financial future. From the convenience of automatic contributions to the allure of employer matches, we explore every aspect of your retirement plan. Learn how …

📊 Join Tim Stearns, CFP® from TjStearns for insightful discussions on optimizing income during retirement. From investment insights to budgeting basics, we're here to guide you. Subscribe now for valuable strategies to secure your financial future. 💼 For more information contact Tim Stearns, CFP® at (800) 640-2256 and visit our website at www.tjste…

Ready to give your finances a fresh start this spring? ☀️💰 Join Tim Stearns, CFP® as he shares quick and practical tips to declutter your budget, cut unnecessary expenses, and set the stage for financial success. Let's sweep away debt, tidy up savings goals, and embrace a brighter financial future together! Don't forget to subscribe for more Protec…

Taxes are a pain. They are a thorn in our side. Paying taxes does mean that you made money (maybe - phantom gains in Mutual Funds??), so it has been called a “good problem to have”, but it is still a problem. However, NOT planning ahead for taxes and NOT understanding fully how taxes work in retirement, can make that pain much more significant. At …

Join Tim Stearns, CFP®, as he discusses the two keywords that define finance: spending and income. Tim defines how income can sustain you before retirement, is your biggest wealth-building tool, and is essential to plan out once in retirement. He also discusses the importance of managing spending, whether during retirement or before, emphasizing th…

Unveil Tax Season and Saving Strategies with Tim Stearns, CFP®! 🎙️ Join Tim Stearns, CFP®, Owner of TjStearns, as he dives into essential tax planning insights in this episode of Protect & Grow. 💼 Host: Tim Stearns 📞 Contact: (800) 640-2256 🌐 Website: https://www.tjstearns.com/ Discover actionable tips to minimize tax liabilities and maximize savin…

Welcome to our investment options breakdown! From basic bank accounts to high-stakes stocks, we've got you covered. Learn about CDs, bonds, stocks, mutual funds, annuities, ETFs, and tax strategies for a brighter financial future. Stick around for insightful tips and valuable insights. If you need personalized guidance, feel free to reach out to us…

In the world of personal finance, there's a misconception that only the wealthy have access to certain financial advantages. However, the truth is, the tax code treats everyone equally, regardless of net worth. The key is understanding how to leverage tax advantages tailored to your situation. That's why it's crucial to ask yourself, 'How am I mana…

Are you wondering about the financial requirements for retirement? Join us in this insightful program where we'll dive deep into understanding your retirement number. We'll explore practical methods for calculating it, the significance of adopting an Income Allocation strategy to tackle this challenge, and the specific risks it can mitigate. Additi…

Discover the intricacies of family care and financial well-being in this week's episode! Join us for a conversation with Tim Stearns, CFP® as we delve into the delicate balance between love and money in caring for your loved ones. Gain practical insights and thoughtful perspectives on navigating these crucial aspects of life. It's an engaging discu…

Join us as we dissect common financial missteps – from inadequate savings to the fear of spending. Dive into the intricacies of tax deferrals, optimize Social Security, and learn practical strategies for a smoother financial journey. Subscribe for concise insights into money matters. Contact Tim Stearns, CFP® at (800) 640-2256 or visit the website …

🤔 Curious about 401(k)s? 🧐 Explore the ins and outs with Tim Stearns, CFP® from Tj Stearns, the good, the not-so-good, and everything in between. Get insights for smarter financial moves. No fluff, just real talk. Dive in and navigate the 401(k) landscape with us 🚀! Contact Tim Stearns, CFP® at (800) 640-2256 and visit the website at https://www.tj…

Join us as we delve into the world of proactive financial planning! While many focus on past events, our show shifts the spotlight to the future. Tax filing becomes a personal financial reflection, but we're not dwelling on history. This is a discussion about the upcoming year, covering important topics and events. Connect with Tim Stearns, CFP® at…

Often times we hear about “The Year In Review”, looking back at major events that have happened in the prior year. In our personal financial lives, this is also what we do during tax preparation. Filing taxes is literally putting together a personal “Financial Year In Review”, but we are planners. This is a show about planning. Planning is about lo…

Planning for the Year(s) Ahead - 2023 has been a year unlike any other; we have had our share of ups and downs. Thankfully, the stock markets ended up more up than down. So, how do we plan ahead for an equally as unpredictable 2024 and beyond? One of the main things that careful planners prepare for while working and earning income is TAXES. As Tim…

As you look forward to the approaching new year, ready to chart your course for 2024, the prospect of setting financial goals may be on your mind. Perhaps you're aiming to eliminate lingering student loans by the next holiday season or contemplating strategies to enhance your retirement plan. Unlike the transient nature of many New Year's resolutio…

John Elway joined "Grit Happens" in a special live stream at this year’s Kind Vibe Event. Glenn Stearns and John Elway get a chance to talk to the attendees and answer questions. You will love their candid responses. John Elway even signed an old school Bronco’s Jersey for one of his biggest fans.Di UBNGO

Many (probably too many) are out doing last-minute Christmas shopping this weekend. Some studies show that people (men in particular) wait until the last minute, even right up until Christmas Eve to even start shopping for Christmas. Unfortunately, we also have this same quality of procrastination when it comes to our financial planning and well-be…

Grant Cardone joined "Grit Happens" in a special live stream at this year’s Kind Vibe Event. Glenn Stearns and Grant Cardone go head to head and debate the real estate market and the mortgage industry, and Grant gives his best advice for today’s entrepreneur.Di UBNGO

’Tis the season for thinking of family and friends, for gifting, giving, and generosity. For the holidays, we generally think of bows and packages in wrapping paper. Of course, these gifts cost money and we should try to be responsible with the way we spend throughout the holidays. On a larger scale, we should also consider our ongoing financial im…

Roshini Rajkumar is a former TV-Broadcaster, Licensed Attorney, and Specialized Crisis Coach. There is crisis preparedness, crisis prevention, crisis management, and crisis mismanagement. With her sage advice, we learn what to do when adversity hits personally or professionally, and you will take away some great tools that can save you from a sinki…