show episodes
 
‘Banking on Air’ is the official Vacuumlabs podcast hosted by Helene Panzarino and Marcel Klimo covering the challenges, opportunities, perspectives and opinions that matter to fintech community, In this podcast, we are looking under the hood of the changing face of technology, digital banking, payments, while sharing the expertise in creating solutions for the digital journey for incumbents, community banks, and fintechs.
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Join Mike Wise, a seasoned mortgage expert, on "Mortgage Wise with Mike Wise," your go-to podcast for navigating the world of real estate financing. Whether you're a first-time homebuyer, seasoned investor, or industry professional, Mike covers everything you need to know. From in-depth discussions on various loan types and understanding market trends to timely updates on interest rates and their economic and political drivers, Mike keeps you informed and empowered in today's dynamic real es ...
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show series
 
A Deep Dive in the Condo Market w/Tim Parent and Jessica Bravo:: Ep 14 Mortgage Wise with Mike Wise In this episode, we focus on the evolving condo market, particularly the challenges around affordability and insurance. We discuss the pressure on Fannie and Freddie to make condos more accessible for first-time homebuyers, while also managing the ri…
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How CMG Home Loans is Revolutionizing the Path to Homeownership:: Ep 13 Mortgage Wise with Rose Marie and Natalie In this episode, Mike sat down with his two bosses, Rose Marie and Natalie. They discuss the benefits of joining CMG, highlighting its innovative products and strategic leadership. They emphasize the Home Funded program, which allows cu…
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Exploring Alternative Lending Solutions for Self-Employed Borrowers:: Ep 12 Mortgage Wise with Mike Wise This episode covers the evolution of non-QM (non-qualified mortgage) loans, also referred to as non-agency loans. It provides historical context on the subprime lending crisis and how the non-QM market has since developed more robust underwritin…
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Hard Money Lending with Nick Blatin :: Ep 7 Mortgage Wise with Nick Blatin Nick Blatin shares his expertise in real estate investing and private lending, emphasizing the importance of trust, experience, and calculated risks. He discusses his journey from a high school dropout to a successful real estate agent and hard money lender, highlighting cha…
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Trusts and Real Estate w/Donnie Flaig :: Ep 8 Mortgage Wise Mike Wise and Donnie Flaig discuss the basics of trusts in real estate financing. A trust is likened to a "bucket" for assets, avoiding probate and its associated court fees and delays. Probate can take 12-24 months, freezing assets and incurring significant legal costs. Beneficiaries, typ…
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Paul Hargraves from Trust Properties USA discusses the company's unique approach to probate and trust real estate, which he calls the "family flip." This strategy involves renovating homes for families at no upfront cost, with the family retaining all equity. Trust Properties USA has been in business for 25 years and operates in multiple states. Th…
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Navigating Assisted Living w/Kelila Heller :: Ep 10 Mortgage Wise with Kelila Heller Mike Wise and Kelila Heller discuss the complexities of assisted living for seniors. Heller, co-owner of Assisted Living Connections, explains their free service that helps families navigate senior living options, including assisted living, memory care, and residen…
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On this episode, Mike Wise and former Pro-Skateboarder-turned-Entrepreneur and President at Commune Capital, Mikey Taylor discuss the volatility of the real estate industry and the importance of staying informed. They discuss their experiences on managing fear and uncertainty in business and investing. You will hear some great strategies for invest…
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On this episode, Mike talks with Jim Kelley with Kelley Insurance Agency. The conversation revolved around home insurance coverage and exclusions, with a focus on California. Mike and Jim discussed the importance of having an agent for insurance coverage and updating policies to reflect current dwelling coverage limits. They also highlighted the be…
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On this episode, Mike talks with Dina Mabry with BGA Insurance. They discuss the importance of purchasing long-term care insurance when you’re young and healthy. They also talk about the importance of considering long-term care options and protecting wealth and assets in retirement. From Dina: “Dina is a trusted resource for life, long-term care, d…
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On this episode, Mike talks with Marya McFadden with McFadden Family Law & Mediation. They discuss the importance of mediation before resorting to traditional litigation in divorce cases. They also discuss various aspects of divorce and spousal support, including the factors that determine spousal support payments, the options for ending or modifyi…
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On this episode, Mike talks with Joel Dobrin with Cost Segregation Initiatives. They discuss cost segregation as a tax strategy in real estate financing, with details on the process and benefits of cost segregation studies. They clarify the process and highlighted potential tax savings for various investment opportunities, including a manufacturing…
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On this debut episode, Mike Wise talks with Tristan Ahumada, the creator of LabCoat Agents Facebook Group. In this episode they discuss how Real Estate Agents can grow their businesses through strategic partnerships, online lead conversion, and personalized communication. Building long-term relationships with clients and leveraging social media and…
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These are the 5 strategies that are going to help you win in 2024. If you enjoyed make sure you share and stay tuned for more episodes!If you want more content like this sign up for RISE U for exclusive content just like this! https://salesisacareer.com/ru/Follow:Instagram - https://www.instagram.com/stevedelave...LinkedIn - https://www.linkedin.co…
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On this episode I'm joined by Jillian Batchelor the #1 female realtor in Las Vegas, Nevada. She didn't listen to the stereotype, she learned what it would take for her voice to be the loudest in the room. It is my pleasure to share her journey from brand new in the business, to 2008, and to now being the person she is today. This is one you won't w…
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Today I sat down with Dr. Mindy Weinstein, we discussed the power of scarcity, and the way you can use scarcity to better your business. Join us as we delve into the fascinating world of scarcity and discover how it can be leveraged to propel your business forward, while Dr. Mindy Weinstein takes us on a journey of exploration, unraveling the untap…
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I sat down with my brother Brett Tanner for an amazing episode, where we discussed our best memories on the road, investing, and how to start your wealth journey.Follow:Instagram - https://www.instagram.com/stevedelave...LinkedIn - https://www.linkedin.com/in/stevedela...Facebook - https://www.facebook.com/stevedeTikTok - https://www.tiktok.com/@st…
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I sat down with 2 of my largest real estate brokers in my RISE network, and walked through their journey to where they are at today. Follow Me: Instagram - https://www.instagram.com/stevedelave... LinkedIn - https://www.linkedin.com/in/stevedela... Facebook - https://www.facebook.com/stevede TikTok - https://www.tiktok.com/@stevedelaveaga Follow Co…
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I sat down with 2 of the largest real estate broker owners, and walked through their journey from single agent to owner. Follow: Instagram - https://www.instagram.com/stevedelave... LinkedIn - https://www.linkedin.com/in/stevedela... Facebook - https://www.facebook.com/stevede TikTok - https://www.tiktok.com/@stevedelaveaga Check out Nick Waldner: …
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Today I sat down with my brother Rene Rodriguez, we discussed the importance of influence, speaking tactics, and basketball. I hope you enjoyed don't forget to follow and stay tuned for more episodes to come. Listen on: Youtube - https://www.youtube.com/channel/UCERXNxrA1LM6BODIslpgV3Q Follow: Instagram - https://www.instagram.com/stevedelaveaga/?h…
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Vacuumlabs has partnered with Galgal, an Indian startup, to develop a modern money management app that aims at helping Indian youth to better monitor and save their money. The co-founder and CEO of Galgal, Harsh Chhatrapati talks in detail about the journey that he embarked on in 2017 and how Galgal was born.…
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René and I discuss the current state of Real Estate along with topics like Persuasion, Time management, and communication. Considered by many as the leading authority on leadership and influence, Rene Rodriguez is a best-selling author, keynote speaker, leadership advisor, and transformational speaker coach. We also discussed the upcoming RISE Crys…
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Underbanked communities in countries such as Nigeria daily suffer from limited access to internet banking, high transaction fees and obstacles to get support from their family members that work all around the globe. Based on the personal experience, SympliFi found a very smart solution how to avoid these pains and provide support to local people to…
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Fintech has a new target in its sights: routine business admin. Many businesses continue to spend significant amounts of time on recurring tasks that, until now, have required interactions with financial institutions. We sat down with Nick Heller, CEO of tomato pay, and Kevin Sefton, co-founder of untied, to talk about how Fintech is offering busin…
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The third episode of our crypto series with David Stancel, our cryptocurrency expert and CTO at Fumbi, is here! The first episode focused on basic crypto terms & explanation of how it works; the second episode was about Ethereum and smart contracts. The third episode - as always, moderated by our host Helene Panzarino - brings the topic of decentra…
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Or why smart contracts aren’t so smart! After a basic introduction to the crypto world and an explanation of its most-used terms, we are here again for a second crypto episode! David Stancel, our cryptocurrency expert here at Vacuumlabs, and CTO at Fumbi, returned to join Banking on Air host Helene Panzarino. This time, they focused on smart contra…
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From a passion project to a secure crypto wallet with 170k+ downloads! Yoroi light wallet is a result of the cooperation between EMURGO and Vacuumlabs, and we are really proud of the product. But what is Yoroi exactly? And what does it mean to work on blockchain projects like this? And what is the future of this industry? Marcel Klimo, host at Bank…
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Would you believe it's possible to release a digital bank within 18 months? Hard to imagine, right? Well, Mox in Hong Kong managed to do it. What is more, they did it mostly from home because of the pandemic! Our podcast host, Marcel Klimo, had a pleasure to welcome Deniz Güven, CEO of Mox, in our latest episode of Banking on Air. Deniz not only sh…
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Is blockchain technology only for technology-savvy people? Or can it be applied to everyday life? And if so, how? In our latest Banking on Air episode, Marcel Klimo had a chance to talk to Nicolas Arqueros from EMURGO, a core solutions provider to the Cardano ecosystem. As Nicolas knows this third generation of blockchain very well, he shared his t…
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Crypto and blockchain - how many people really know what these terms truly mean? We decided to bring experts together to shed some light on these topics in a series of crypto-related episodes. Listen in as host Helene Panzarino is joined by David Stencel — cryptocurrency expert and CTO at Fumbi — and learn everything you need to know about these bu…
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What does true digital transformation mean for banks? For an organization as complex as a bank, there is a lot to consider: picking the right technology stack, making the migration to the cloud, picking the right technical partners, and so much more. Most banks jump in without even fully grasping the key decisions and their consequences, but that’s…
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Will digital banking move towards all-encompassing apps or will the future see more personalized niche product offerings? Can fintechs learn from the huge gaming industry and harness creative design and gamification to provide a potent hook for customers, building in high-level entertainment value to bolster digital banks’ market share? In this epi…
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High Street banks have strong long-term relationships with an enormous breadth of individual customers, but how can banks cost-effectively transform that relationship capital to boost their bottom line? Listen in, as host Helene Panzarino is joined by our guest Nicolai Hack, Head of Strategy & Partnerships at cloud-native savings and investment pla…
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What’s the best way to now effectively offer digital services to the US SMB market to deliver the banking tools to really help them grow their businesses? Being underbanked is something we’d more readily associate with developing nations rather than the US, yet underbanking is prevalent in the United States too. In the US, most small and medium-siz…
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Is it easier to set up and grow a new bank within a major financial institution, or is it better to be unencumbered and create a neobank free of those ties? You might well think that large established banks offer a welcoming space for neobanks, providing appropriate expertise and essential technology. But the reality is that being part of a major f…
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